On Mon, 20 Oct 2014 12:56:37 -0400, Dave Smith
> wrote:

> On 2014-10-20 11:33 AM, sf wrote:
> >
> >
> > My guess is the reason why he appears to be tolerated is that the
> > people who don't have him kill filed and everyone else is too cowardly
> > to say call him on it. Of course, there's always the Gary contingent
> > who thinks it's humor. Har. Har. Har.
> >
>
> You have got to be kidding. He gets called in it all the time.

Only recently and not very often.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On Mon, 20 Oct 2014 11:57:51 -0400, Doris Night
> wrote:

> In most stores in Canada, all you have to do is touch the card reader
> with your credit/debit card and you're good to go. They don't do that
> in the US.
>
> Doris
>
We're so far behind the rest of the world when it comes to cards, it's
not even slightly amusing.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On Mon, 20 Oct 2014 13:17:12 -0400, Dave Smith
> wrote:

> On 2014-10-20 11:46 AM, sf wrote:
>
> > Have you heard about the bell tower of the church in Messina (Sicily)?
> > "Campanile del Duomo di Messina" Something moves every quarter hour,
> > more things move at the half hour and even more on the hour, but every
> > level moves at noon. It's truly a sight to behold.
> > http://www.youtube.com/watch?v=O1rBw3vkEuY
> >
> >
> >
>
> I like the one in Rottenburg ob der Tauber in Germany that replicates
> the mayor chugging three litres of beer to save the town.
>
> http://www.youtube.com/watch?v=kVFNGm2J_v0
>
He did it for the good of the people? Whatta guy. LOL


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

"Dave Smith" > wrote in message
...
> On 2014-10-20 11:33 AM, sf wrote:
>>
>>
>> My guess is the reason why he appears to be tolerated is that the
>> people who don't have him kill filed and everyone else is too cowardly
>> to say call him on it. Of course, there's always the Gary contingent
>> who thinks it's humor. Har. Har. Har.
>>
>
> You have got to be kidding. He gets called in it all the time.

For sure!

Cheri

On Mon, 20 Oct 2014 14:30:39 -0300, wrote:

> On Sun, 19 Oct 2014 21:44:31 -0700, sf > wrote:
>
> >On Sun, 19 Oct 2014 19:02:20 -0400, jmcquown >
> >wrote:
> >
> >> You think it's insulting an entire generation of people can't tell time
> >> on an analog clock? I won't begin to ask you to explain that.
> >>
> >And I won't ask you to explain why you think they can't.
>
> Try asking young people, under the age of about 12/13. There has been
> zero need for them to tell the time by any other means.

Maybe there's no need, but I have a 13 year old grandchild who can
tell the time by looking at an analog clock. The others aren't school
age yet. You just had a big family gathering. How did your young
ones fare in the time telling department?


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On Mon, 20 Oct 2014 11:46:37 -0400, jmcquown >
wrote:

> On 10/20/2014 10:35 AM, Janet wrote:
> > In article >, says...
> >>
> >> "Janet" > wrote in message
> >> t...
> >>> In article >,
> >>> says...
> >
> >>>> My wife told me today about an recent incident regarding telling time on
> >>>> an analog clock. I should preface it by explaining that the girl is a
> >>>> university student, her mother is a nurse and the father is a doctor.
> >>>> Her mother asked her to look at the clock and tell her the time. She
> >>>> came back and explained the position of the hands. She could not read
> >>>> the time on an analog clock.
> >>>
> >>> Her lazy nurse mother and inattentive Dr father should be ashamed of
> >>> themselves for A) not teaching her such a basic skill when she was about
> >>> four or five and B) not noticing the deficit for 18 years.
> >>>
> >>> Janet UK
> >>
> >> Why?
> >
> > Because its a basic life skill. You are not equipping your 17 yr old
> > for independent adult life, when (as you just admitted) she can't
> > understand quarter to, five past etc, or clockwise and anticlockwise.
> >
> Exactly. I know what time it is if someone tells me to meet them at a
> quarter past or half past.
>
> > >These days everyone has a phone with a digital clock on it.
> >
> Another sweeping statement. Remember when not everyone had a cell
> phone? Surely Julie does because she's a year older than I am. So, how
> did she tell time without a cell phone?
>
> > When an employer tells your daughter " Meet me at a quarter to two",
> > and she, at age 17, hasn't a clue what that means, her phone is not
> > going to explain it to her.
> >
> > Janet UK
> >
> That's funny! And also true. But hey, someone probably wrote an app
> for that.
>

Time telling is part of the elementary math curriculum over multiple
grades and every classroom is equipped with an analog clock. If
students leave school without being able to understand the time in
words or to tell it by reading an analog clock, there's more wrong
with them than inadequate teaching.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On Mon, 20 Oct 2014 12:54:35 -0400, Dave Smith
> wrote:

> On 2014-10-20 10:35 AM, Janet wrote:
>
> >
> > >These days everyone has a phone with a digital clock on it.
> >
> > When an employer tells your daughter " Meet me at a quarter to two",
> > and she, at age 17, hasn't a clue what that means, her phone is not
> > going to explain it to her.
> >
>
> What if the employer was German and asked to meet her at half two?

If the German is communicating in English, then he needs to use proper
English grammar or even better - put it in the terms we use which
would be half past, not half to.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

In article >,
says...
>
> On 2014-10-20 10:35 AM, Janet wrote:
>
> >
> > >These days everyone has a phone with a digital clock on it.
> >
> > When an employer tells your daughter " Meet me at a quarter to two",
> > and she, at age 17, hasn't a clue what that means, her phone is not
> > going to explain it to her.
> >
>
> What if the employer was German and asked to meet her at half two?

That's a common expression here too.

Perhaps she would turn up at one o'clock.

Janet UK

> wrote in message
...
> On Mon, 20 Oct 2014 12:00:07 -0400, Doris Night
> > wrote:
>
>>On Sun, 19 Oct 2014 22:19:55 -0700, "Julie Bove"
> wrote:
>>
>>>Mine is a Mastercard. It could also have been a gift card. They do have
>>>Mastercard, Visa, Disover, etc.
>>
>>My debit card isn't branded anything. It's just got the bank name on
>>it (Scotiabank).
>>
>>Doris
>
> Mine too and my debit card rounds off to the next dollar, putting the
> balance into my savings account. Helps you save quite handily per
> month. My RBC debit card is also just that, a debit card, not married
> to anything.

I've done that since 1977 with every check I write.

Cheri

On Mon, 20 Oct 2014 10:48:02 -0700, "Cheri" >
wrote:

>
> "Dave Smith" > wrote in message
> ...
> > On 2014-10-20 11:33 AM, sf wrote:
> >>
> >>
> >> My guess is the reason why he appears to be tolerated is that the
> >> people who don't have him kill filed and everyone else is too cowardly
> >> to say call him on it. Of course, there's always the Gary contingent
> >> who thinks it's humor. Har. Har. Har.
> >>
> >
> > You have got to be kidding. He gets called in it all the time.
>
> For sure!
>
> Cheri

You've been one of the people I've seen do it. George is another.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On 20/10/2014 11:57 AM, wrote:
> On Mon, 20 Oct 2014 10:48:32 -0700, sf > wrote:
>
>> On Mon, 20 Oct 2014 14:30:39 -0300, wrote:
>>
>>> On Sun, 19 Oct 2014 21:44:31 -0700, sf > wrote:
>>>
>>>> On Sun, 19 Oct 2014 19:02:20 -0400, jmcquown >
>>>> wrote:
>>>>
>>>>> You think it's insulting an entire generation of people can't tell time
>>>>> on an analog clock? I won't begin to ask you to explain that.
>>>>>
>>>> And I won't ask you to explain why you think they can't.
>>>
>>> Try asking young people, under the age of about 12/13. There has been
>>> zero need for them to tell the time by any other means.
>>
>> Maybe there's no need, but I have a 13 year old grandchild who can
>> tell the time by looking at an analog clock. The others aren't school
>> age yet. You just had a big family gathering. How did your young
>> ones fare in the time telling department?
>
> Well funnily enough I said to my elder greatgranddaughter (13) set
> your phone to quarter to three and when it goes off make sure you find
> me because I have to go up and attend to the turkeys. She looked
> puzzled so I said 2:45, oh okay says she. I have to add in her
> defence, she is a good scholar and doing very well at school. It's
> simply the passage of time haha
>
As a child, I learned "five & twenty to four" instead of 3:35.
In Sheffield I heard "quaiter past four" and "quore while five".
Graham

In article >, says...
>
> On 20/10/2014 11:57 AM, wrote:
> > On Mon, 20 Oct 2014 10:48:32 -0700, sf > wrote:
> >
> >> On Mon, 20 Oct 2014 14:30:39 -0300, wrote:
> >>
> >>> On Sun, 19 Oct 2014 21:44:31 -0700, sf > wrote:
> >>>
> >>>> On Sun, 19 Oct 2014 19:02:20 -0400, jmcquown >
> >>>> wrote:
> >>>>
> >>>>> You think it's insulting an entire generation of people can't tell time
> >>>>> on an analog clock? I won't begin to ask you to explain that.
> >>>>>
> >>>> And I won't ask you to explain why you think they can't.
> >>>
> >>> Try asking young people, under the age of about 12/13. There has been
> >>> zero need for them to tell the time by any other means.
> >>
> >> Maybe there's no need, but I have a 13 year old grandchild who can
> >> tell the time by looking at an analog clock. The others aren't school
> >> age yet. You just had a big family gathering. How did your young
> >> ones fare in the time telling department?
> >
> > Well funnily enough I said to my elder greatgranddaughter (13) set
> > your phone to quarter to three and when it goes off make sure you find
> > me because I have to go up and attend to the turkeys. She looked
> > puzzled so I said 2:45, oh okay says she. I have to add in her
> > defence, she is a good scholar and doing very well at school. It's
> > simply the passage of time haha
> >
> As a child, I learned "five & twenty to four" instead of 3:35.

Gosh, it's a very long time since I heard that.. or "five and twenty
past".

> In Sheffield I heard "quaiter past four" and "quore while five".

In Scotland you still hear "Meet you at the back of five".
( some time between five o'clock and quarter past)

Janet UK

On 2014-10-20 2:06 PM, sf wrote:

>> What if the employer was German and asked to meet her at half two?
>
> If the German is communicating in English, then he needs to use proper
> English grammar or even better - put it in the terms we use which
> would be half past, not half to.
>
>

It is quite common for people with a different first language to
literally translate idiomatic phrases. Instead saying 2:30, they would
say half three. Similar, instead of saying there are four of us they
would say we are five. It is no different than an American coming here
and telling about the route taken , rhyming with out rather than route
sounding like root, as it is in English, or pronouncing the last letter
of the alphabet as zee rather than the English zed.

On 2014-10-20 2:09 PM, Janet wrote:
> In article >,
> says...
>>
>> On 2014-10-20 10:35 AM, Janet wrote:
>>
>>>
>>> >These days everyone has a phone with a digital clock on it.
>>>
>>> When an employer tells your daughter " Meet me at a quarter to two",
>>> and she, at age 17, hasn't a clue what that means, her phone is not
>>> going to explain it to her.
>>>
>>
>> What if the employer was German and asked to meet her at half two?
>
> That's a common expression here too.
>
> Perhaps she would turn up at one o'clock.
>

That's because you guys had to prepare to learn English before the
Americans rushed over to save your butts ;-)

"Ed Pawlowski" > wrote in message
news
> On Sun, 19 Oct 2014 19:34:23 -0700, "Pico Rico"
> > wrote:
>
>>
>>"Ed Pawlowski" > wrote in message
...
>>> On 10/19/2014 1:41 AM, Cheri wrote:
>>>>
>>>> "Ed Pawlowski" > wrote in message
>>>> ...
>>>>> On 10/18/2014 8:57 PM, Cheri wrote:
>>>>>>
>>>>>
>>>>>>
>>>>>> Well, obviously your experience was different than the one the
>>>>>> newspaper
>>>>>> illustrated, but I've no reason to doubt that it had happened to the
>>>>>> person in the article. My debit card is not MC branded it's a BofA
>>>>>> debit
>>>>>> card, tied to my account, but I don't know if that would make a
>>>>>> difference or not.
>>>>>>
>>>>>> Cheri
>>>>>
>>>>> Take a look at that card. 99% chance it has a MC or Visa logo on it
>>>>> and they both offer protection.
>>>>>
>>>>> Like this
>>>>> https://www.bankofamerica.com/deposi...debit-cards.go
>>>>
>>>> Yes, I did just look and it does have a Visa logo on it.
>>>>
>>>> Cheri
>>>
>>> Visa backs it up, just like the credit cards.
>>> http://usa.visa.com/personal/securit...-liability.jsp
>>
>>you better read the fine print.
>>
>
> I have. Maybe you should. Works the same as the CC.

I have. Works not quite the same as the CC, although much improved over
yesteryear.

George Leppla wrote:
>
> Meanwhile, Gary says he understands Sheldon and finds humor in his
> rants. Hmm... personally I don't find anything funny when a man insults
> any woman in a sexual way (or a personal way) and his constantly calling
> people liars isn't even remotely close to any kind of humor that I
> understand. But then, I'm not Gary.

No you are not Gary so please stop the grim comments. You do not
understand Sheldons comments and I do. At least I think I do. He goes
on a wild rant and I laugh. It's like a caricature, exaggerating to
the extreme. Only problem here is that Sheldon's comments offend here.
He's playing to the wrong crowd. I suspect that's why he writes
though. Many people here have gotten so old mentally that they forget
how to laugh.

Try to take life a little less seriously and you'll probably live a
bit longer.

G.

George Leppla wrote:
>
> On 10/19/2014 7:06 AM, Gary wrote:
> > Having no cash is great for when you drive up to a store and a bum
> > walks up and asks if you can spare a dollar or some spare change.
> > Many times I really do not have any cash. heheh Get a job, you
> > slacker!
>
> Yep... I am beginning to see why you like Sheldon's posts.
>
> Poor people are so funny... and of course, just by looking at them you
> can tell that they are a "slacker".
>
> hehehe (I guess in your mind that makes name calling all right, huh?)

George, please don't read more into what I say than face value. I was
talking about bums, not poor people. In case you don't know, there is
a big difference. Ed went through all this recently with Jebus.

G.

On Mon, 20 Oct 2014 16:40:13 -0400, Gary > wrote:

> He's playing to the wrong crowd. I suspect that's why he writes
> though. Many people here have gotten so old mentally that they forget
> how to laugh.

Keep telling yourself that Gary.


--
Avoid cutting yourself when slicing vegetables by getting someone else to hold them.

On 2014-10-20 4:32 PM, graham wrote:

>> Eh? You mean there's no express line, or do you mean the plastic slows
>> things down?
>>
>> Neither one is at all true IME.
>
> There are express lines and they tried to keep one "cash only" for a
> while but so many "illiterates" wanted to use plastic, they had to
> remove the sign.
> Yes, plastic DOES slow things down IME.

Baloney. Plastic does not slow things down. Debit and credit card
purchases don't take much longer than cash transactions. Get stuck on a
line behind some old lady and tell me that cash is faster. They stand
there and watch their purchases are run being run through. They can see
that there a few and fewer items left on the conveyor belt. They wait
until the cashier rings up the total. They stand there for a moment
before they even open up their purse and start searching for their
wallet. Then they have to fumble through the wallet looking for their
money. It takes forever. I would rather be waiting in line behind a
line of men than woman, especially older women. Most of the time the men
will have some idea how much it is going to cost and have the cash or a
card out before the items are scanned. They don't wait for the total
before they start looking for the money.

On 10/20/2014 3:23 PM, wrote:
> On Mon, 20 Oct 2014 11:10:10 -0700, "Cheri" >
> wrote:
>
>>
>> > wrote in message
>> ...
>>> On Mon, 20 Oct 2014 12:00:07 -0400, Doris Night
>>> > wrote:
>>>
>>>> On Sun, 19 Oct 2014 22:19:55 -0700, "Julie Bove"
>>>> > wrote:
>>>>
>>>>> Mine is a Mastercard. It could also have been a gift card. They do have
>>>>> Mastercard, Visa, Disover, etc.
>>>>
>>>> My debit card isn't branded anything. It's just got the bank name on
>>>> it (Scotiabank).
>>>>
>>>> Doris
>>>
>>> Mine too and my debit card rounds off to the next dollar, putting the
>>> balance into my savings account. Helps you save quite handily per
>>> month. My RBC debit card is also just that, a debit card, not married
>>> to anything.
>>
>> I've done that since 1977 with every check I write.
>>
>> Cheri
>
> I can't remember when I last wrote a cheque. We used to write 12 for
> the year with our condo fees but now we can do the auto debit system
> which I love, just a few in the building still write the checks.
>
I still write a few checks because online payment does not let me
include a tip (bribe, perhaps) to get my newspaper delivered on time.

--
Jim Silverton (Potomac, MD)

Extraneous "not." in Reply To.

On 2014-10-20 6:40 PM, James Silverton wrote:

> I still write a few checks because online payment does not let me
> include a tip (bribe, perhaps) to get my newspaper delivered on time.
>


My newspaper is delivered to my mailbox before 6 am, at least two hours
before I go and get it.

"sf" > wrote in message
...
> On Sat, 18 Oct 2014 15:26:34 -0700 (PDT), Bryan-TGWWW
> > wrote:
>
>> Oh, and we pay cash at Costco too.
>
> If you're not a member, you have to. If you're a member, you can only
> use their affiliated credit card.

If you're not a Costco member, the only things you can buy in the store are
prescriptions. If you shop online, you can buy most things. Some are
member only. But you'll pay a percentage tacked on and you can pay with a
credit card.

"graham" > wrote in message
...
> On 19/10/2014 5:12 AM, wrote:
>> On Sat, 18 Oct 2014 20:43:45 -0400, Dave Smith
>> > wrote:
>>
>>> On 2014-10-18 19:25, wrote:
>>>
>>>>> No! I was raised never to owe money and apart from the house mortgage
>>>>> that I once had, I have never been in what you would call debt.
>>>>> However, when you use a credit card, you are a debtor until you pay it
>>>>> off!!!!
>>>>> Simple concept really!
>>>>> Graham
>>>>
>>>> You are incorrect, it is not a debt until the due date.
>>>>
>>>
>>> Actually, it is still a debt. The why I see it is that it is a type of
>>> financial transaction. The issue of debt doesn't really arise until
>>> there is a balance owing. Credit card companies send a bill at the end
>>> of the month. That is when the payment is due. If it is paid immediately
>>> there is no debt.
>>
>> It is 'free' money until you don't pay on time. Ergo I don't see it
>> as a debt until then, if I didn't pay.
>>
> NO! It's a debt until you pay!!!
> Dammit, it's such a simple concept!
> Graham

Correct.

"Gary" > wrote in message ...
> wrote:
>>
>> graham wrote:
>> >BTW "Credit" cards should really be called "Debt" cards, because that's
>> >what they are.
>> >Graham
>>
>> That's a sweeping statement! I think I have six or seven credit
>> cards and don't owe a penny on any ~
>
> Really? If you have 6-7 credit cards and owe nothing on any, why not
> cancel them all except for one?
>
> I have only one low interest credit card. It's my backup in case of a
> slow month of work. I can charge groceries for a week or 2 if
> necessary but only in hard/slow times. Only regular charge to it each
> month is for my internet access. Most months, I send them lots of
> extra month to get the balance down.
>
> G.

When you are young and trying to establish credit, it's a good idea to get
that many cards. I have gotten cards just because they were giving out free
stuff. I once got a J C Penney card that I never used just to get the free
2 liter bottle of soda. And a got a Kohl's card because they said they
would take 20% off of my total. Which they did but then long story short I
wound up losing that due to a $20 late fee. I thought I had paid the entire
bill off but it only put a minimum payment on there. So not only was there
interest but the late fee as well! Then the website locked me out. Kept
telling me that I had the wrong user name or password and when I answered
the security question, it said that my answer was wrong. I played hell
trying to get that one straightened out and the account closed. They did
not want to close it! Grrr... So... I don't care what they offer me now.
I won't get another store card. Or a gas card. I have been tempted to get
the Costco gas card. But I don't think I will.

On 10/20/2014 8:41 AM, Julie Bove wrote:
>
> "jmcquown" > wrote in message
> ...
>> On 10/19/2014 1:45 AM, sf wrote:
>>> On Sun, 19 Oct 2014 00:59:00 -0400, Ed Pawlowski > wrote:
>>>
>>>>
>>>> Just saw this:
>>>> "I told the kids to skate in clockwise circles and they stood and
>>>> blinked"
>>>
>>> Maybe they were blinking at the awkward language. Skate in clockwise
>>> circles would have made more sense....
>>
>> Uh... that's what he typed. Skate in clockwise circles. I have no
>> idea how else you'd say it. Go around in circles to your right?
>> *That* would be an awkward statement.
>>
>> Jill
>
> The skating in circles part is what I didn't get. Skating rinks are
> usually a rectangle so they would be skating in ovals.

Question for the day -- what's the difference between an oval and a
circle???!!!

Sky

On 10/19/2014 8:06 AM, Gary wrote:
> Having no cash is great for when you drive up to a store and a bum
> walks up and asks if you can spare a dollar or some spare change.
> Many times I really do not have any cash.

Even if you had cash, how would they know? Just say no, don't have any
cash and move on.

A guy hit me up for cash at a gas station parking lot a couple of weeks
ago. I had cash but hey, it's my cash. He said he was hungry. I said
go inside, I'll buy you a sandwich from the lunch counter. He declined.
No skin off my nose or my wallet. Obvious slacker.

That's the flip side of a number of years ago when I did meet up with a
homeless guy at a gas station. There was a liquor store next door. He
walked up and asked for money. No, I didn't hand him cash. When he
told me he was hungry I said walk over to the Burger King and I'll buy
you a sandwich. He walked over and I ordered him a burger and fries.
He really *was* hungry.

Jill

"Cheri" > wrote in message
...
>
> "Gary" > wrote in message
> ...
>> wrote:
>>>
>>> graham wrote:
>>> >BTW "Credit" cards should really be called "Debt" cards, because that's
>>> >what they are.
>>> >Graham
>>>
>>> That's a sweeping statement! I think I have six or seven credit
>>> cards and don't owe a penny on any ~
>>
>> Really? If you have 6-7 credit cards and owe nothing on any, why not
>> cancel them all except for one?
>
>> G.
>
> I have some that I don't use really, like Target, Penney's etc. I was told
> once when we were applying for our house mortgage (21 years ago so don't
> know about now) that you shouldn't have several Visas, MC's etc., because
> the lender looks at the credit lines and considers them as "potential"
> debts even with a zero balance on them. That was back in the day when they
> put you under a microscope for a mortgage loan, not like what happened
> years later when they were giving outlandish loans to unqualified buyers
> at every turn.

The same is true today and you are still put under a microscope. I have
better credit than my husband. Why? He checked his credit score too often.
They'll ding you for that too!

On 10/20/2014 5:20 PM, Dave Smith wrote:
> On 2014-10-20 4:32 PM, graham wrote:
>
>>> Eh? You mean there's no express line, or do you mean the plastic slows
>>> things down?
>>>
>>> Neither one is at all true IME.
>>
>> There are express lines and they tried to keep one "cash only" for a
>> while but so many "illiterates" wanted to use plastic, they had to
>> remove the sign.
>> Yes, plastic DOES slow things down IME.
>
> Baloney. Plastic does not slow things down. Debit and credit card
> purchases don't take much longer than cash transactions.

You missed the part where the Express Lanes used to say CASH Only.
People tend to ignore signage or think they are above the rules.

Then again, I'm very conscientious. To me, Cash Only means cash only.
Same thing with 10 items or less. I never go to the Express lane with
more than the specified number of items unless a cashier waves me over.

Jill

"Sky" > wrote in message
...
> On 10/20/2014 8:41 AM, Julie Bove wrote:
>>
>> "jmcquown" > wrote in message
>> ...
>>> On 10/19/2014 1:45 AM, sf wrote:
>>>> On Sun, 19 Oct 2014 00:59:00 -0400, Ed Pawlowski > wrote:
>>>>
>>>>>
>>>>> Just saw this:
>>>>> "I told the kids to skate in clockwise circles and they stood and
>>>>> blinked"
>>>>
>>>> Maybe they were blinking at the awkward language. Skate in clockwise
>>>> circles would have made more sense....
>>>
>>> Uh... that's what he typed. Skate in clockwise circles. I have no
>>> idea how else you'd say it. Go around in circles to your right?
>>> *That* would be an awkward statement.
>>>
>>> Jill
>>
>> The skating in circles part is what I didn't get. Skating rinks are
>> usually a rectangle so they would be skating in ovals.
>
> Question for the day -- what's the difference between an oval and a
> circle???!!!
>

a circle is a special case of an oval.

"Cheryl" > wrote in message
web.com...
> On 10/18/2014 10:14 AM, Brooklyn1 wrote:
>
>> used to be if a patron spent say $13.95 and tendered a
>> twenty, the change was returned directly into the patron's hand in a
>> specific order while counting out loud... first a nickle while saying
>> fifteen and then a five while saying and twenty. And they'd place the
>> patron's twenty on the register sill and not place it into the
>> register drawer until the transaction was completed.
>
> Uh, are you sure about that Shelly?

I'm sure. That is for sure how we were trained to do it. I cringe every
time they put the bills straight in the till. I once gave the cashier a $20
and she entered it as a $5. Luckily that was easy enough to spot as she had
stuck it in with the $5's.

"jmcquown" > wrote in message
...
> On 10/19/2014 6:10 PM, Dave Smith wrote:
>> On 2014-10-19 3:07 PM, Cheryl wrote:
>>> On 10/18/2014 10:14 AM, Brooklyn1 wrote:
>>>
>>>> used to be if a patron spent say $13.95 and tendered a
>>>> twenty, the change was returned directly into the patron's hand in a
>>>> specific order while counting out loud... first a nickle while saying
>>>> fifteen and then a five while saying and twenty. And they'd place the
>>>> patron's twenty on the register sill and not place it into the
>>>> register drawer until the transaction was completed.
>>>
>>> Uh, are you sure about that Shelly?
>>>
>> He could be. That is the way it should be done for counting up. The
>> cashier leaves the money tendered on the till and counts up, using the
>> smallest denomination coins to round out to the closest 5 or ten, maybe
>> 25, then to the dollars, counting up in progressive steps until they hit
>> the amount that was tendered.
>>
> Yeah, except he left out the dollar bill to make fourteen before counting
> five is fifteen and five makes twenty.

Oh. I didn't read that part well.

On 10/20/2014 6:45 PM, Dave Smith wrote:
> On 2014-10-20 6:40 PM, James Silverton wrote:
>
>> I still write a few checks because online payment does not let me
>> include a tip (bribe, perhaps) to get my newspaper delivered on time.
>>
>
>
> My newspaper is delivered to my mailbox before 6 am, at least two hours
> before I go and get it.

Both of my papers let me include the tip in the billing.
Of course I then tip again at Christmas, the guy has the
papers in the driveway very early and never misses a day,
vacation aside. Whoever takes over can be a problem.

He's a steady Eddie.

nancy

On 10/20/2014 2:21 PM, sf wrote:
> On Mon, 20 Oct 2014 10:48:02 -0700, "Cheri" >
> wrote:
>
>>
>> "Dave Smith" > wrote in message
>> ...
>>> On 2014-10-20 11:33 AM, sf wrote:
>>>>
>>>>
>>>> My guess is the reason why he appears to be tolerated is that the
>>>> people who don't have him kill filed and everyone else is too cowardly
>>>> to say call him on it. Of course, there's always the Gary contingent
>>>> who thinks it's humor. Har. Har. Har.
>>>>
>>>
>>> You have got to be kidding. He gets called in it all the time.
>>
>> For sure!
>>
>> Cheri
>
> You've been one of the people I've seen do it. George is another.
>
>
I certainly called him on it. For some reason he started calling me
every day early this year. Two, three times a day. Good lord, don't
call and ask "what's up" when nothing had changed in three hours. When
I finally cut off the phone calls he turned around and viciously
attacked me here. Apparently not wanting to talk on the phone is a
hanging offense.

I haven't killfiled him, I just skip over most of the ramblings he posts.

Jill

On Mon, 20 Oct 2014 18:40:20 -0400, James Silverton
> wrote:

>On 10/20/2014 3:23 PM, wrote:
>> On Mon, 20 Oct 2014 11:10:10 -0700, "Cheri" >
>> wrote:
>>
>>>
>>> > wrote in message
>>> ...
>>>> On Mon, 20 Oct 2014 12:00:07 -0400, Doris Night
>>>> > wrote:
>>>>
>>>>> On Sun, 19 Oct 2014 22:19:55 -0700, "Julie Bove"
>>>>> > wrote:
>>>>>
>>>>>> Mine is a Mastercard. It could also have been a gift card. They do have
>>>>>> Mastercard, Visa, Disover, etc.
>>>>>
>>>>> My debit card isn't branded anything. It's just got the bank name on
>>>>> it (Scotiabank).
>>>>>
>>>>> Doris
>>>>
>>>> Mine too and my debit card rounds off to the next dollar, putting the
>>>> balance into my savings account. Helps you save quite handily per
>>>> month. My RBC debit card is also just that, a debit card, not married
>>>> to anything.
>>>
>>> I've done that since 1977 with every check I write.
>>>
>>> Cheri
>>
>> I can't remember when I last wrote a cheque. We used to write 12 for
>> the year with our condo fees but now we can do the auto debit system
>> which I love, just a few in the building still write the checks.
>>
>I still write a few checks because online payment does not let me
>include a tip (bribe, perhaps) to get my newspaper delivered on time.

There are a few trades around here that need to be paid by cheque. The
furnace guy, the chimney cleaner, and our plumber are a few.

Doris

"Cheryl" > wrote in message
eb.com...
> On 10/19/2014 4:08 PM, The Cook wrote:
>
>> When I got my car last year I got a loan for 6 years with 0% interest.
>> Not going to pull money out of savings when I can do that. And I have
>> it set up with my bank to send the payment every month. One less
>> thing to worry about.
>
> You have to watch those 0% interest purchases, though. I bought a sleep
> number bed at 0% interest for 18 months. After about 8 months or so, I
> started noticing that the payment amount they set wouldn't pay it off in
> time, so I had to increase my monthly payment in order to meet the 18
> months without interest charges. I thought that was pretty sneaky of
> them.

Years ago, I bought a mattress and box springs. The place with the lowest
price didn't take Visa. And I didn't have enough money to buy it outright.
They wanted to finance it but it was a bad deal. Although the interest rate
was low, I still had to pay a set amount of interest. There was no way I
could pay it off sooner and not pay the interest for the full amount.

I went elsewhere. The other store gave me the lower price. But then they
screwed up and sent me a larger size than what I had ordered. They saw no
problem in it as it was a better deal. But I saw lots of problems. Not
only would it have meant buying a bigger frame and all new bedding but it
wouldn't fit in the room very well. Plus I had just bought a very expensive
new comforter for the size I was expecting. I had to make do with it for a
few weeks. They loaned me a frame and I had to borrow sheets from my mom
who had that size of bed. And I was able to pay it off in something like
2-3 months. But the whole ordeal was so upsetting to me that I put off
getting a new mattress for years longer than I should have. I still cringe
when I see mattress commercials.

I guess it wasn't so much the sequence of events that happened but the
salesclerk who turned snippy on me after it happened. First she avoided my
calls by just not answering when I called the store. And my car was in the
shop so I couldn't drive down there to straighten out the mess. When I
finally did get her on the phone, she just went ballistic in me when I
refused to accept the larger bed. She then drove to my house on her lunch
break to bring me a loaner frame but she ran all through my house, screaming
and yelling like a banshee telling me that because of the mistake, she had
no time to eat lunch or even wind down which clearly needed to do.

"Cheri" > wrote in message
...
>> since you were probably offered 0% interest or $1000 off the price of the
>> truck, you were in fact paying interest.
>
> If you say so, but as you say...there is the pesky "probably."

I don't understand the car playing game. It took us hours to get my car.
Salesman had to keep running things by his boss who then had to run things
by his boss. Just tell me the damned price and let me figure a way to pay
for it.

What we wound up having to do to get the lower overall price was financing
through Ford Credit for 4 months. I did not set up automatic payments
because we knew we were going to eventually finance through Navy Federal.
They in turn had a special for refinancing and we will get $300 back in Dec.

"Ed Pawlowski" > wrote in message
news
> On Sun, 19 Oct 2014 19:34:23 -0700, "Pico Rico"
> > wrote:
>
>>
>>"Ed Pawlowski" > wrote in message
...
>>> On 10/19/2014 1:41 AM, Cheri wrote:
>>>>
>>>> "Ed Pawlowski" > wrote in message
>>>> ...
>>>>> On 10/18/2014 8:57 PM, Cheri wrote:
>>>>>>
>>>>>
>>>>>>
>>>>>> Well, obviously your experience was different than the one the
>>>>>> newspaper
>>>>>> illustrated, but I've no reason to doubt that it had happened to the
>>>>>> person in the article. My debit card is not MC branded it's a BofA
>>>>>> debit
>>>>>> card, tied to my account, but I don't know if that would make a
>>>>>> difference or not.
>>>>>>
>>>>>> Cheri
>>>>>
>>>>> Take a look at that card. 99% chance it has a MC or Visa logo on it
>>>>> and they both offer protection.
>>>>>
>>>>> Like this
>>>>> https://www.bankofamerica.com/deposi...debit-cards.go
>>>>
>>>> Yes, I did just look and it does have a Visa logo on it.
>>>>
>>>> Cheri
>>>
>>> Visa backs it up, just like the credit cards.
>>> http://usa.visa.com/personal/securit...-liability.jsp
>>
>>you better read the fine print.
>>
>
> I have. Maybe you should. Works the same as the CC.

It certainly does!

"Janet Bostwick" > wrote in message
news
> On Sun, 19 Oct 2014 20:44:52 -0400, Ed Pawlowski > wrote:
>
> snip
>>
>>Too often, when the chashier gives the total, but customer starts to
>>look for the card, swipes the wrong side,. . .
>
> It would help if all the card readers were oriented exactly alike from
> store to store.
> Janet US

Indeed it would!

"Doris Night" > wrote in message
...
> On Sun, 19 Oct 2014 22:16:09 -0700, "Julie Bove"
> > wrote:
>
>>
>>"Ed Pawlowski" > wrote in message
...
>>> On 10/19/2014 5:26 PM, graham wrote:
>>>> On 19/10/2014 1:00 PM, Gary wrote:
>>>>> Brooklyn1 wrote:
>>>>>>
>>>> Inconceivable to me. I use
>>>>> debit card always at the grocery store and never a problem.
>>>>
>>>> Except that with just about everyone using plastic in the checkouts,
>>>> the
>>>> express line no longer is!
>>>> Graham
>>>>
>>>
>>> Used properly, the debit card is faster than digging in a purse for the
>>> two pennies. Swipe, punch a few buttons and go.
>>>
>>But they never seem to have it ready. It's always the young woman with
>>the
>>tiny purse and no wallet. Has to dig and dig to find it. All the while
>>talking on her phone.
>>
>>> Too often, when the chashier gives the total, but customer starts to
>>> look
>>> for the card, swipes the wrong side,. . .
>>
>>That would be me.
>
> In most stores in Canada, all you have to do is touch the card reader
> with your credit/debit card and you're good to go. They don't do that
> in the US.

No. They don't.

"sf" > wrote in message
...
> On Mon, 20 Oct 2014 11:57:51 -0400, Doris Night
> > wrote:
>
>> In most stores in Canada, all you have to do is touch the card reader
>> with your credit/debit card and you're good to go. They don't do that
>> in the US.
>>
>> Doris
>>
> We're so far behind the rest of the world when it comes to cards, it's
> not even slightly amusing.

Agree!