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Default Geezers and fruitcake

I've come to the conclusion that once you qualify for Social Security
(age 62) yer "fruitcake mode" suddenly switches on and you can
instantly tolerate fruitcake. Who knew!?

I've hated fruitcake all my life. Then, while caring fer my mom, I
turned 62 and suddenly loved fruitcake. Astonishing.

Now, I'll buy/eat any ol' brand. Jes bought a Claxton Old Fashioned
FruitCake. One pound fer about $6. I eat that poly-vinyl candied
fruit like I actually like 'em. Weird.

That San Francico made panetonne I started a thread on and no one
answered? I bought one. Thirt-two dollars fer the cake, $20 fer the
shipping. I'll let you know if it was worth it.

nb
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On 12 Nov 2016 21:04:22 GMT, notbob > wrote:

>I've come to the conclusion that once you qualify for Social Security
>(age 62) yer "fruitcake mode" suddenly switches on and you can
>instantly tolerate fruitcake. Who knew!?
>
>I've hated fruitcake all my life. Then, while caring fer my mom, I
>turned 62 and suddenly loved fruitcake. Astonishing.
>
>Now, I'll buy/eat any ol' brand. Jes bought a Claxton Old Fashioned
>FruitCake. One pound fer about $6. I eat that poly-vinyl candied
>fruit like I actually like 'em. Weird.
>
>That San Francico made panetonne I started a thread on and no one
>answered? I bought one. Thirt-two dollars fer the cake, $20 fer the
>shipping. I'll let you know if it was worth it.
>
>nb


Yer rong nb - I luved it all mi life !
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On Saturday, November 12, 2016 at 3:50:51 PM UTC-6, wrote:
>
> On 12 Nov 2016 21:04:22 GMT, notbob > wrote:
>
> >I've come to the conclusion that once you qualify for Social Security
> >(age 62) yer "fruitcake mode" suddenly switches on and you can
> >instantly tolerate fruitcake.

>
> Yer rong nb - I luved it all mi life !
>
>

Me, too!

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On Saturday, November 12, 2016 at 8:35:50 PM UTC-6, Jill McQuown wrote:
>
> I don't remember ever tasting it. I've only ever heard jokes about
> fruitcake all my life. The old "it's been handed down and passed around
> for generations" joke. I don't think anyone in my family ever made,
> much less received as a gift, a fruit cake.
>
> Enjoy! It's something I'm sure I can continue to live without.
>
> Jill
>
>

If you ever have a change of heart try one of the Claxtons
or Collins Street Bakery fruitcakes. They come in a very
small loaf size. Ever see those loaves of 'cocktail' bread?
These fruitcakes are just about that size.

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Default Geezers and fruitcake

In article >, notbob says...
>
> I've come to the conclusion that once you qualify for Social Security
> (age 62) yer "fruitcake mode" suddenly switches on and you can
> instantly tolerate fruitcake. Who knew!?


That explains it. The idea of pouring good liquor over a sugar bomb is
alien to me, but there's geezer cake in my future!


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I responded to one or two panettone threads....i have never purchased one, though.

N.

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On Saturday, November 12, 2016 at 6:22:47 PM UTC-6, Nancy2 wrote:
> I responded to one or two panettone threads....i have never purchased one, though.
>
> N.
>
>

The Claxton brand of fruitcakes is very, very good.

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itsjoannotjoann wrote:
>Nancy2 wrote:
>>
>> I responded to one or two panettone threads....i have never purchased one, though.
>>

>The Claxton brand of fruitcakes is very, very good.


I never cared much for fruit cake but I love rum baba.
http://frenchfood.about.com/od/desserts/r/babarum.htm
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"Nancy2" wrote in message
...

I responded to one or two panettone threads....i have never purchased one,
though.

N.

=================

I used to make them back in the day. I bought a small one for myself just
last week and will keep it for Christmas.

--
http://www.helpforheroes.org.uk

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On Saturday, November 12, 2016 at 4:04:25 PM UTC-5, notbob wrote:
> I've come to the conclusion that once you qualify for Social Security
> (age 62) yer "fruitcake mode" suddenly switches on and you can
> instantly tolerate fruitcake. Who knew!?
>
> I've hated fruitcake all my life. Then, while caring fer my mom, I
> turned 62 and suddenly loved fruitcake. Astonishing.
>
> Now, I'll buy/eat any ol' brand. Jes bought a Claxton Old Fashioned
> FruitCake. One pound fer about $6. I eat that poly-vinyl candied
> fruit like I actually like 'em. Weird.
>
> That San Francico made panetonne I started a thread on and no one
> answered? I bought one. Thirt-two dollars fer the cake, $20 fer the
> shipping. I'll let you know if it was worth it.
>
> nb


I liked fruitcake when I was a child, but I dislike it now (except
my own, made with dried rather than candied fruit).

I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
I can qualify for Social Security.

Cindy Hamilton


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Cindy Hamilton wrote:
>
> I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
> I can qualify for Social Security.


Cindy, just for your knowledge, every american can start getting Social
Security at age 62 (as it stands now). It's the full retirement that
goes by age. You must be 56-57 right now if you can't get full
retirement until your age of 66.5. The guy I work with must be a few
months older than you. He has to wait until age 66 and 10 months. Also
the final age to get maximum is going up too.

I'm 63.5 (almost). I could have taken SS at age 62 but it's not much. My
full retirement age is 66. My ultimate retirement age (where you get the
most) is age 70. Your's will be a bit higher as you are younger than me.

Here's two things that I found out recently:
- Starting at age 62, the longer you wait to file for it, the more you
will get. What I found out is that the amount increases monthly. IE - If
you don't file at 62, you don't have to wait to 66 or so to get more.

- this was interesting to find out. I have a friend age 84 here (He's
well preserved. I always guessed he was maybe 70 or so. Anyway, he took
SS at age 62. A year or two later, he got offered a really good job. He
was able to cancel his SS retirement and put it off until a later time
in his life. They let him do this but he had to pay back all that he had
received so far. His new job was worth taking out a loan and paying them
back and then filing at a later age where he now gets more per month for
life.
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I waited until age 70, to get the max from SS. I found my local SS office
advisors to be extremely willing to work out all the pros and cons of
retirement at different ages. They were wonderful. My lady told me that
if I worked after that, my SS wouldn't be as much, that optimum age was
70, and she was right.

N.
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On Sunday, November 13, 2016 at 8:27:26 AM UTC-5, Gary wrote:
> Cindy Hamilton wrote:
> >
> > I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
> > I can qualify for Social Security.

>
> Cindy, just for your knowledge, every american can start getting Social
> Security at age 62 (as it stands now). It's the full retirement that
> goes by age. You must be 56-57 right now if you can't get full
> retirement until your age of 66.5.


I'm 59. ssa.gov told me 66.5. I plan to retire some time between
67 and 70. I'm in no hurry, since I sit at a desk all day. The
tricky part will be staying useful as a programmer.

Oh, sure, I'd love to win the lottery and retire right now, but
that's hardly an investment plan.

Cindy Hamilton
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Cindy Hamilton wrote:
>Gary wrote:
>> Cindy Hamilton wrote:
>> >
>> > I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
>> > I can qualify for Social Security.

>>
>> Cindy, just for your knowledge, every american can start getting Social
>> Security at age 62 (as it stands now). It's the full retirement that
>> goes by age. You must be 56-57 right now if you can't get full
>> retirement until your age of 66.5.

>
>I'm 59. ssa.gov told me 66.5. I plan to retire some time between
>67 and 70. I'm in no hurry, since I sit at a desk all day. The
>tricky part will be staying useful as a programmer.


For you the tricky part is to live ten more years... sitting behind a
desk all day shortens one's life expectancy. Anyway when to retire
has little to do with SS benefits, which was never intended as enough
to live on. Much more important are one's pension, investments, and
outstanding debt. If you work until age 70 you'd have to live to over
85 to break even on the money you could have collected from SS since
age 65.
The people I bought this house from are about two years older than me,
the husband passed away yesterday at age 75. He worked until he was
70, so he didn't collect much from SS... he would have collected twice
as much and likely lived longer had he took SS at age 65.... and it's
not like he couldn't afford to retire earlier, they were very well
off. At age 62 he underwent an aorta transplant and still insisted on
returning to work. Had he retired then he'd likely still be alive...
he was living the past two years at home in a hospital bed hooked up
to oxygen and having to use bedpans. The reason he sold this house is
because he was found baling hay in the back field having a heart
attack, his family insisted he sell and move to much smaller quarters
or they'd not help him at all... his wife just told me yesterday that
he resented selling until his last breath. He never learned how to
slow down.
My advice to everyone is to retire while you still can, longevity is
not promis ed to anyone. If you don't have enough money to retire at
60 you won't have enough at 70 and you'll have even less at 80 if you
last that long. The time to begin planning for retirement is before
you're ten years old... every ten your old should have a savings
account.
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On Sunday, November 13, 2016 at 3:22:45 PM UTC-5, Brooklyn1 wrote:
> Cindy Hamilton wrote:
> >Gary wrote:
> >> Cindy Hamilton wrote:
> >> >
> >> > I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
> >> > I can qualify for Social Security.
> >>
> >> Cindy, just for your knowledge, every american can start getting Social
> >> Security at age 62 (as it stands now). It's the full retirement that
> >> goes by age. You must be 56-57 right now if you can't get full
> >> retirement until your age of 66.5.

> >
> >I'm 59. ssa.gov told me 66.5. I plan to retire some time between
> >67 and 70. I'm in no hurry, since I sit at a desk all day. The
> >tricky part will be staying useful as a programmer.

>
> For you the tricky part is to live ten more years... sitting behind a
> desk all day shortens one's life expectancy.


Perhaps. My grandmother made it to 92, and my mother--who sat
behind a desk from high school until she was my age--is going
strong at 82.

> Anyway when to retire
> has little to do with SS benefits, which was never intended as enough
> to live on. Much more important are one's pension, investments, and
> outstanding debt.


No pension. I've been saving like mad for years, but like
everybody I'm afraid I'll outlive my savings. I'll have
no outstanding debt a year from now when my mortgage is paid.

> If you work until age 70 you'd have to live to over
> 85 to break even on the money you could have collected from SS since
> age 65.


Which is quite likely, given my genetics.

Cindy Hamilton


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On 2016-11-13 3:22 PM, Brooklyn1 wrote:
> Cindy Hamilton wrote:
>
> My advice to everyone is to retire while you still can, longevity is
> not promis ed to anyone. If you don't have enough money to retire at
> 60 you won't have enough at 70 and you'll have even less at 80 if you
> last that long. The time to begin planning for retirement is before
> you're ten years old... every ten your old should have a savings
> account.
>



Thank goodness I had a good pension plan at work. Thank goodness it was
a government job at a time when the political agenda was to cut civil
service jobs and one way was to offer early retirement packages,
dropping the age and time factor from 90 to 80. I was retired at 53. I
have been having a great time and keep myself busy.

I knew several guys at work who retired at 65 and died within a year.
One lasted only a month or two. The worst I heard of was a guy who went
out to his retirement party and died on the way home.

There are lots of retirees having a great time. There are 5 guys in my
kayaking club, some of the most active members, who call themselves the
Class of 41. They are all 75. I play pickleball several times a week,
and half the players are over 60.
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On 11/13/2016 8:27 AM, Gary wrote:

> Here's two things that I found out recently:
> - Starting at age 62, the longer you wait to file for it, the more you
> will get. What I found out is that the amount increases monthly. IE - If
> you don't file at 62, you don't have to wait to 66 or so to get more.


True enough. Still, they have it worked out so you theoretically get
the same amount. Less for more years, more for fewer years. If you're
spending down your savings waiting, it's not great. You lose that
investment opportunity and I'd rather get less and have money in the
bank.

> - this was interesting to find out. I have a friend age 84 here (He's
> well preserved. I always guessed he was maybe 70 or so. Anyway, he took
> SS at age 62. A year or two later, he got offered a really good job. He
> was able to cancel his SS retirement and put it off until a later time
> in his life. They let him do this but he had to pay back all that he had
> received so far. His new job was worth taking out a loan and paying them
> back and then filing at a later age where he now gets more per month for
> life.


You can now only do that in the first year of getting benefits, FYI.

nancy

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On 11/13/2016 8:27 AM, Gary wrote:

>
> - this was interesting to find out. I have a friend age 84 here (He's
> well preserved. I always guessed he was maybe 70 or so. Anyway, he took
> SS at age 62. A year or two later, he got offered a really good job. He
> was able to cancel his SS retirement and put it off until a later time
> in his life. They let him do this but he had to pay back all that he had
> received so far. His new job was worth taking out a loan and paying them
> back and then filing at a later age where he now gets more per month for
> life.
>


That was a way to boost your SS but it has been eliminated under new
rules.

I started collecting at 66 but worked full time for a few years. The
extra money was used for some major home improvements. I've since cut
back my work and pay. I'm going to cut again but was asked to maintain
my schedule until the owner gets back from Florida in April and my
replacement knows more.

Still adding to my 401k too. I'll start drawing from it in another year
or so. Everyone is different and has different needs. It would be
easier to plan if you knew when you were going to die.
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On Sunday, November 13, 2016 at 6:46:34 AM UTC-6, Cindy Hamilton wrote:
>
> I will be 66.5 before
> I can qualify for Social Security.
>
> Cindy Hamilton
>
>

For me it is 66.1 before I can collect full Social
Security. But I was offered one years salary at work
and that included keeping all my medical (dental &
vision, too) insurance. My 401k contributions ceased
on my last day worked so I moved that to a financial
adviser. Company pension cannot be moved until I am
'officially' retired and it will be moved as well.
When my official retirement date rolls around I will
then apply for SS and it will be a $98 increase monthly
because I waited.

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