sf wrote:
> I haven't heard of this happening, but maybe someone else has.
>
> http://www.sfgate.com/cgi-bin/articl...UG3KJDKLC1.DTL
> or
> http://tinyurl.com/j76dk

Honest folks needn't be concerned.

"ChargeBack Bureau could be engaging in an unfair business practice
under state law. "The purpose of this looks to be to prevent people
from using [abusing] their legal rights," she said. "

Hmm, don't they mean *abusing*?

No legitimate company is going to blacklist any customer who
*occasionally* makes returns (for whatever reason), otherwise they'd
all be out of business.

But people who make purchases knowing full well in advance that they
are only going to use the merchandise once or twice and then return it
are a big problem, especially for those of us honest consumers, they
raise costs same as shoplifters. Retailers have rights too, they need
to protect themselves and their honest customers from the thieves.
Individual businesses have always kept a list of the deadbeats and scam
artists (they'd be imbeciles if they didn't), maintaining a national
chargeback list is a great idea. And remember, credit is a privilege,
not a right... credit cards can be revoked at any time, so can credit
purchases be denied... no business is required to extend anyone credit.

This is especially good news for the restaurant business. Restaurants
accept credit cards as a convenience, but they are not required to.
Restaurants get stiffed often by the douchebags who order expensive
meals, pay with plastic, and then send off a dispute note to the credit
card company (in large cities the meal scammers can eat out often for
many years and never pay) . But don't think the credit card companies
don't keep tabs an those who regularly dispute payment, at some point
they'll revoke the card, and they already have been notifiying other
card companies of these scum.... a list of credit disputes comes up on
credit check reports.

Sheldon