On 4/6/2021 11:13 PM, cshenk wrote:
> John Kuthe wrote:
>
>> Now I just have to build the website! Or contract to have it built!
>>
>> After all, I'm a working RN, BSN!
>>
>> John Kuthe, RN, BSN...
>
> Hey John, serious question to others as you and I could both use this
> information.
>
> Folks, I know social security is based on how much you paid in, but how
> much difference does it make on what you put in during the last, say,
> 10 years before you draw? The estimates I get now are based on me
> maintaining my current social security payments and that may go up
> while John's may drop back down (or may not, hope for him they do not).
>
> I'm not really sure.
>

You need at least 40 quarters of work to qualify for benefits. The
amount paid is based on you highest wages for 35 years.

If John's wages go down he is OK if he has other years of higher wages.
If your wages go up you will get more.

The most you can collect is $3895 but the average is only $1500.

Given John's education his earnings should have been more and his
monthly income could be well over $2000 a month. He has 5+ years to go
and a real nursing job could double his earnings and boost his SS
payments.