"cshenk" > wrote in message
...
> Julie Bove wrote in rec.food.cooking:
>
>>
>> "cshenk" > wrote in message
>> news
>> > Julie Bove wrote in rec.food.cooking:
>> >
>> > >
>> >>"Dave Smith" > wrote in message
>> > > ...
>> >>> On 2015-02-18 10:56 AM, jinx the minx wrote:
>> > > >
>> >>> > > > Which ain't gonna happen with only a 2 year junior college
>> >>> > > > degree.
>> >>> > > >
>> >>> > > Yep, that was rather my point.
>> >>> > >
>> >>> > > Jill
>> >>> >
>> >>> > Not to mention no math, no history, no pre-college track classes
>> >>> > in high school whatsoever. It's really no wonder why a career at
>> >>> > KMart was a better option than college for her. Something has
>> >>> > to give!
>> >>> >
>> > > >
>> > > >
>> >>> Career? It was the best she ever attained, and it didn't last very
>> >>> long.
>> > >
>> > > 17 years isn't very long?
>> >
>> > It is. If you also got whatever they have towards stocks, 401K etc
>> > savings, you will have something more to show for it because of the
>> > longevity.
>>
>> I did well for myself way back on the stocks. I didn't think that
>> what I had was a 401K. I even asked about it when I retired. I was
>> told that I didn't have to roll the money over so I spent it on
>> furniture and appliances when we moved to Cape Cod. But when I filed
>> my taxes, I learned that it was! I was penalized, and ****ed. I
>> called the people in charge and they told me that they had changed
>> the plan at some point. Apparently not only was I not notified but
>> nobody else in my store. I was the only person to have put any money
>> into that plan from my store because it was not a guaranteed safe
>> plan. I could have lost or gained money but if I gained, I would
>> have gained more than with the other plans. I only put a very small
>> percent in there each week for a few years, figuring that the amount
>> was so small that it wouldn't matter if I lost. Turned out that I
>> lost by not rolling it over which I would have done had I known.
>
> Happens. I had to cash one out and it was a painful sticker shock
> later when tax time came. I did know I would have a penalty but not
> that it would be as much as it was. I missed rolling another over in
> time so will have to carry it with that company until withdrawal time
> but that's ok.

That's the thing! I could have easily rolled it over. I didn't technically
need the money. But I was told that there would be no penalty for cashing
it out. I was told a lot of wrong things by that personell manager.
Including that I had another paycheck coming. I did not.
>
>>
>> I still have a pension coming to me. Technically I could get it now
>> but I will wait until I am older because I will get more. It won't
>> be a lot but to me, something is still better than nothing. I
>> retired about a month before they did away with the pension plan as
>> it had been. So I was lucky.
>
> Yes, they used to be really decent when Sam ran it. hen he died, his
> kids destroyed it.
>
Sam?

>> My husband is already getting military retirement and is back working
>> for the military as a civilian. So if he puts in 5 or more years
>> with that, which he very likely will, he will get a pension from that
>> as well.
>
> Grin, works well! I ended up contractor after my 26 years Navy but I'm
> ok with it.
>
>> People can poke fun if they want. I did try to get other jobs but at
>> that point in time, nobody could give me the benefits that I had.
>
> No need to poke holes. Sometimes you can't get the same bennies at the
> nexy place.

Uh...?

>> When I retired, I had 5 weeks off per year of paid vacation, I think
>> it was 6 days of sick leave...maybe 7, and one personal day off per
>> year. I had good medical and dental insurance and life insurance
>> that I didn't have to pay for. And I had been there for so long that
>> it was highly unlikely I'd be fired or laid off. They were laying
>> off some of the management but I wasn't high enough up the ladder for
>> that to have happened. My retirement was forced in that I got
>> married and moved to another state. In past years they would have
>> made an effort to find me a suitable job on Cape Cod. But they
>> stopped doing that.
>
> 5 weeks seems a bit much. 3 normal with a good company. 4 at some.

I would have gotten more had I stayed until 20 years. We had *very* good
benefits. The medical had been better when I first started there but people
were seriously taking advantage of it and we had no dental. In later years,
they offered us a variety of plans to choose from. All optional.
>
>
>> > None of us are lawyers and I suspect most just make ends meet.
>> > According to most of what I see on the internet, it's really the job
>> > swappers who lose out in the long run. Swapping up if you have the
>> > skills can be good, but steady work that matches your skills wins in
>> > the long run.
>>
>> And lawyers don't necessarily make a lot of money. The ones I know
>> do not. In one instance, they are both blind. A married couple. So
>> they pay people to do some work for them that they wouldn't need to
>> have to pay for if they were sighted. The other guy doesn't want to
>> handle divorces or go to trial so he basically works for as a legal
>> assistant for other lawyers.
>
> Hey, if it works for them, it's ok.

Yep.