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sf[_9_] 19-12-2014 10:17 PM

don't forget to activate your Chase card
 

For 5% cash back on groceries (everybody eats) for the quarter
beginning in January.

--
A kitchen without a cook is just a room

Julie Bove[_2_] 20-12-2014 12:27 AM

don't forget to activate your Chase card
 

"sf" > wrote in message
...
>
> For 5% cash back on groceries (everybody eats) for the quarter
> beginning in January.


There is no way I would get a Chase card. That bank is a rip off! I'll
stick with my 5% discount at Target.


Janet B 20-12-2014 12:51 AM

don't forget to activate your Chase card
 
On Fri, 19 Dec 2014 16:27:01 -0800, "Julie Bove"
> wrote:

>
>"sf" > wrote in message
.. .
>>
>> For 5% cash back on groceries (everybody eats) for the quarter
>> beginning in January.

>
>There is no way I would get a Chase card. That bank is a rip off! I'll
>stick with my 5% discount at Target.


Then her message wasn't meant for you.
Janet US

Janet Wilder[_4_] 20-12-2014 01:09 AM

don't forget to activate your Chase card
 
On 12/19/2014 6:27 PM, Julie Bove wrote:
>
> "sf" > wrote in message
> ...
>>
>> For 5% cash back on groceries (everybody eats) for the quarter
>> beginning in January.

>
> There is no way I would get a Chase card. That bank is a rip off! I'll
> stick with my 5% discount at Target.


I love my Chase card. They are the only bank that5 sends me an email
whenever an online or phone charge is put through. They also alert me
to any charges over $200 (or whatever amount one wants).

Mine gives me air miles on United. I get one bag checked for free when
I charge my United flights on that card (and double miles) and I get
priority boarding and two tickets per year to the United Lounge. Since
there is only one way to get to Houston International Airport, United, I
fly with them.

I'm using miles for my trip from Singapore (where the cruise ends) to
Tokyo and from Tokyo home. I still have plenty left for other travel.

Even if I don't want to accumulate air miles any more, I'll switch to
another form of Chase card. I really like the ability to monitor my
account that they give me.

--
From somewhere very deep in the heart of Texas

sf[_9_] 20-12-2014 01:19 AM

don't forget to activate your Chase card
 
On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
wrote:

> Even if I don't want to accumulate air miles any more, I'll switch to
> another form of Chase card. I really like the ability to monitor my
> account that they give me.


Couldn't you keep the card and tell them that you want to switch to
cash back?

--
A kitchen without a cook is just a room

Janet Wilder[_4_] 20-12-2014 04:08 AM

don't forget to activate your Chase card
 
On 12/19/2014 7:19 PM, sf wrote:
> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
> wrote:
>
>> Even if I don't want to accumulate air miles any more, I'll switch to
>> another form of Chase card. I really like the ability to monitor my
>> account that they give me.

>
> Couldn't you keep the card and tell them that you want to switch to
> cash back?
>


It would be a different card. Mine is called a United Mileage Plus
Explorer.

--
From somewhere very deep in the heart of Texas

sf[_9_] 20-12-2014 04:27 AM

don't forget to activate your Chase card
 
On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
wrote:

> On 12/19/2014 7:19 PM, sf wrote:
> > On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
> > wrote:
> >
> >> Even if I don't want to accumulate air miles any more, I'll switch to
> >> another form of Chase card. I really like the ability to monitor my
> >> account that they give me.

> >
> > Couldn't you keep the card and tell them that you want to switch to
> > cash back?
> >

>
> It would be a different card. Mine is called a United Mileage Plus
> Explorer.


OIC. I should have said Chase Freedom card.

--
A kitchen without a cook is just a room

[email protected] 20-12-2014 09:07 AM

don't forget to activate your Chase card
 
On Friday, December 19, 2014 4:17:34 PM UTC-6, sf wrote:
> For 5% cash back on groceries (everybody eats) for the quarter
> beginning in January.
>



Oh goody, a shill.

[email protected] 20-12-2014 09:09 AM

don't forget to activate your Chase card
 
On Friday, December 19, 2014 4:17:34 PM UTC-6, sf wrote:
> For 5% cash back on groceries (everybody eats) for the quarter
> beginning in January.
>


What a dumbass. Perhaps you can use that card to purchase BWWWWWWYYYYYANNNNN'S widdle bwainfawt. You have the same mentality and intellect.

pltrgyst[_4_] 20-12-2014 12:58 PM

don't forget to activate your Chase card
 
On 12/19/14, 8:27 PM, Julie Bove wrote:
>
> There is no way I would get a Chase card. That bank is a rip off!....


Which is why so many rip-off organizations, including AARP and United
Airlines, issue Chase cards.

-- Larry



Bryan-TGWWW 20-12-2014 02:46 PM

don't forget to activate your Chase card
 
On Friday, December 19, 2014 7:09:21 PM UTC-6, Janet Wilder wrote:
> On 12/19/2014 6:27 PM, Julie Bove wrote:
> >
> > "sf" > wrote in message
> > ...
> >>
> >> For 5% cash back on groceries (everybody eats) for the quarter
> >> beginning in January.

> >
> > There is no way I would get a Chase card. That bank is a rip off! I'll
> > stick with my 5% discount at Target.

>
> I love my Chase card. They are the only bank that5 sends me an email
> whenever an online or phone charge is put through. They also alert me
> to any charges over $200 (or whatever amount one wants).
>
> Mine gives me air miles on United. I get one bag checked for free when
> I charge my United flights on that card (and double miles) and I get
> priority boarding and two tickets per year to the United Lounge. Since
> there is only one way to get to Houston International Airport, United, I
> fly with them.
>
> I'm using miles for my trip from Singapore (where the cruise ends) to
> Tokyo and from Tokyo home. I still have plenty left for other travel.
>
> Even if I don't want to accumulate air miles any more, I'll switch to
> another form of Chase card. I really like the ability to monitor my
> account that they give me.
>

I had a Chase card for many years, with a rate of 5.99%, which was
perfectly reasonable for a stable, married couple with stellar credit
histories. Then, about 6 or 7 years ago, they raised the rate. I
called them, and we agreed that I would cut up the card, and could pay
off the balance at 5.99%, as long as I made at least the minimum payments
every month. Before the end of the day, I'd gotten an HSBC GM Rewards
card at 6.99, and that ended up knocking $1,000 off the price of the Chevy
I bought a few years ago. The interest rate really doesn't matter anymore
though, because we pay it off every month. Since I doubt that I will ever
again buy another GM car, I really should get a better rewards card, like
Amtrak.
>


--Bryan

Boron Elgar 20-12-2014 02:52 PM

don't forget to activate your Chase card
 
On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
wrote:

>On 12/19/2014 7:19 PM, sf wrote:
>> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
>> wrote:
>>
>>> Even if I don't want to accumulate air miles any more, I'll switch to
>>> another form of Chase card. I really like the ability to monitor my
>>> account that they give me.

>>
>> Couldn't you keep the card and tell them that you want to switch to
>> cash back?
>>

>
>It would be a different card. Mine is called a United Mileage Plus
>Explorer.



Chase has a fabulous selection of credit cards and over the years I
have found their customer service to be top notch.



Bryan-TGWWW 20-12-2014 02:58 PM

don't forget to activate your Chase card
 
On Saturday, December 20, 2014 3:09:13 AM UTC-6, wrote:
> On Friday, December 19, 2014 4:17:34 PM UTC-6, sf wrote:
> > For 5% cash back on groceries (everybody eats) for the quarter
> > beginning in January.
> >

>
> What a dumbass. Perhaps you can use that card to purchase BWWWWWWYYYYYANNNNN'S widdle bwainfawt. You have the same mentality and intellect.


But the "widdle bwainfawt" [sic] will be FREE tomorrow to celebrate the
first day of Winter (Winter's birthday). Winter will be 22 tomorrow.

Hey, did anyone else hear that Hello Kitty turned 40 this year? Amazing,
as I think she doesn't look a day over 29.

--Bryan

[email protected] 20-12-2014 03:39 PM

don't forget to activate your Chase card
 
The blink feature on my Chase card won't work at Riteaid now and it's the only place I ever did use it.

sf[_9_] 20-12-2014 04:39 PM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014 01:09:10 -0800 (PST),
wrote:

> On Friday, December 19, 2014 4:17:34 PM UTC-6, sf wrote:
> > For 5% cash back on groceries (everybody eats) for the quarter
> > beginning in January.
> >

>
> What a dumbass. Perhaps you can use that card to purchase BWWWWWWYYYYYANNNNN'S widdle bwainfawt. You have the same mentality and intellect.


A penny saved is a penny earned, but you're living in the lap of
luxury there in - where is it, Oklahoma? Oh, yeah. Take a sip of
fracked oil - maybe it will loosen you up a bit Ms Shit for Brains.

--
A kitchen without a cook is just a room

sf[_9_] 20-12-2014 04:42 PM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014 07:39:15 -0800 (PST), wrote:

> The blink feature on my Chase card won't work at Riteaid now and it's the only place I ever did use it.


They let you know they were discontinuing it a long time ago.
http://digitaltransactions.net/news/...-EMV-Migration

--
A kitchen without a cook is just a room

[email protected] 20-12-2014 04:44 PM

don't forget to activate your Chase card
 
I think when they send me a new card in May it will have EMV, I have a Citi card with EMV now.

Kalmia 20-12-2014 05:48 PM

don't forget to activate your Chase card
 
On Friday, December 19, 2014 5:17:34 PM UTC-5, sf wrote:
> For 5% cash back on groceries (everybody eats) for the quarter
> beginning in January.
>
> --
> A kitchen without a cook is just a room


I like my Chase. I've received a few thousand bucks back in rebates. Beats paying cash, huh? No annual fee either, What's not to like?

Their cus. svc. is pretty much tops too.

Don Wiss 20-12-2014 06:09 PM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014, Bryan-TGWWW > wrote:

> The interest rate really doesn't matter anymore
>though, because we pay it off every month.


I recommend setting up Auto Pay. The full balance is deducted from my
checking account on the day it is due. I get maximum float, and I don't
have to worry about getting the payment there in time.

I have all my monthly charges on auto pay. Either to a credit card or to a
bank account.

I've just learned that Medicare Part B will only auto pay to a bank
account. If I want the 1250 annual frequent flyer miles I will have to send
it in four times a year.

Don. www.donwiss.com (e-mail link at home page bottom).

Kalmia 20-12-2014 06:44 PM

don't forget to activate your Chase card
 
On Saturday, December 20, 2014 1:09:38 PM UTC-5, Don Wiss wrote:
> On Sat, 20 Dec 2014, Bryan-TGWWW > wrote:
>
> > The interest rate really doesn't matter anymore
> >though, because we pay it off every month.

>
> I recommend setting up Auto Pay. The full balance is deducted from my
> checking account on the day it is due. I get maximum float,


For the pittance a checking acct is paying now, it's hardly worth letting the cc bl ride until the due date. IOW, what's a months interest on, say, a couple of thousand dollars? My checking account is right now paying a quarter of a percent. Ha.

I'd still rather order that payment myself, rather that take a chance on an overbilling getting paid by autopay. I assume that you do scrutinize that CC account for errors.

Don Wiss 20-12-2014 07:21 PM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014, Kalmia > wrote:

>On Saturday, December 20, 2014 1:09:38 PM UTC-5, Don Wiss wrote:
>> I recommend setting up Auto Pay. The full balance is deducted from my
>> checking account on the day it is due. I get maximum float,

>
>I'd still rather order that payment myself, rather that take a chance on an overbilling getting paid by autopay. I assume that you do scrutinize that CC account for errors.


Of course I check. There is NO downside to Auto Pay. If you call in advance
of the pay date, they change the pay amount. If you call afterwards, you
get a credit towards the next payment.

It is quite nice having NO monthly bills to pay. I have quarterly real
estate taxes to pay. And now quarterly Medicare. And all annual ones.

Don. www.donwiss.com (e-mail link at home page bottom).

Kalmia 20-12-2014 10:44 PM

don't forget to activate your Chase card
 
On Saturday, December 20, 2014 2:21:57 PM UTC-5, Don Wiss wrote:
> On Sat, 20 Dec 2014, Kalmia > wrote:
>
> >On Saturday, December 20, 2014 1:09:38 PM UTC-5, Don Wiss wrote:
> >> I recommend setting up Auto Pay. The full balance is deducted from my
> >> checking account on the day it is due. I get maximum float,

> >
> >I'd still rather order that payment myself, rather that take a chance on an overbilling getting paid by autopay. I assume that you do scrutinize that CC account for errors.

>
> Of course I check. There is NO downside to Auto Pay. If you call in advance
> of the pay date, they change the pay amount. If you call afterwards, you
> get a credit towards the next payment.
>
> It is quite nice having NO monthly bills to pay. I have quarterly real
> estate taxes to pay. And now quarterly Medicare. And all annual ones.
>
> Don. www.donwiss.com (e-mail link at home page bottom).


Downside: I read about a reclusive woman whose body was found many months after she died. It seemed that autopay kept the utilities going etc. and no one ever checked on her.

Dont' get me wrong - I have a lot of things on autopay too - but NOT the credit card as that amount can vary widely from month to month.

Don Wiss 21-12-2014 03:38 AM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014, Kalmia > wrote:

>Downside: I read about a reclusive woman whose body was found many months after she died. It seemed that autopay kept the utilities going etc. and no one ever checked on her.


Well, my tenants would notice if I were dead. The garbage wouldn't get
taken out. My mail would pile up at the top of the first flight of stairs
where they leave it. Then the smell. I leave my doors open. The smell would
go down the stairwell into their hall.

>Dont' get me wrong - I have a lot of things on autopay too - but NOT the credit card as that amount can vary widely from month to month.


True. That is why I have the credit card come out of my savings account.
You do have to be careful. You are limited to six savings account
electronic debits per month before they charge you a fee. Hence I do all
savings to checking transfers at the ATM.

Don. www.donwiss.com (e-mail link at home page bottom).

Julie Bove[_2_] 21-12-2014 06:53 AM

don't forget to activate your Chase card
 

"pltrgyst" > wrote in message
...
> On 12/19/14, 8:27 PM, Julie Bove wrote:
>>
>> There is no way I would get a Chase card. That bank is a rip off!....

>
> Which is why so many rip-off organizations, including AARP and United
> Airlines, issue Chase cards.


I didn't know that they did.


Julie Bove[_2_] 21-12-2014 06:53 AM

don't forget to activate your Chase card
 

"Boron Elgar" > wrote in message
...
> On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
> wrote:
>
>>On 12/19/2014 7:19 PM, sf wrote:
>>> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
>>> wrote:
>>>
>>>> Even if I don't want to accumulate air miles any more, I'll switch to
>>>> another form of Chase card. I really like the ability to monitor my
>>>> account that they give me.
>>>
>>> Couldn't you keep the card and tell them that you want to switch to
>>> cash back?
>>>

>>
>>It would be a different card. Mine is called a United Mileage Plus
>>Explorer.

>
>
> Chase has a fabulous selection of credit cards and over the years I
> have found their customer service to be top notch.


And they charge high fees too!


S Viemeister[_2_] 21-12-2014 01:56 PM

don't forget to activate your Chase card
 
On 12/21/2014 1:53 AM, Julie Bove wrote:
> "Boron Elgar" > wrote
>> On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
>> wrote:
>>> On 12/19/2014 7:19 PM, sf wrote:
>>>> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
>>>> wrote:
>>>>> Even if I don't want to accumulate air miles any more, I'll switch to
>>>>> another form of Chase card. I really like the ability to monitor my
>>>>> account that they give me.
>>>> Couldn't you keep the card and tell them that you want to switch to
>>>> cash back?
>>> It would be a different card. Mine is called a United Mileage Plus
>>> Explorer.

>> Chase has a fabulous selection of credit cards and over the years I
>> have found their customer service to be top notch.

>
> And they charge high fees too!


Chase pays _me_.
But I pay off my bill every month.


Janet Wilder[_4_] 21-12-2014 02:36 PM

don't forget to activate your Chase card
 
On 12/21/2014 7:56 AM, S Viemeister wrote:
> On 12/21/2014 1:53 AM, Julie Bove wrote:
>> "Boron Elgar" > wrote
>>> On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
>>> wrote:
>>>> On 12/19/2014 7:19 PM, sf wrote:
>>>>> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
>>>>> wrote:
>>>>>> Even if I don't want to accumulate air miles any more, I'll switch to
>>>>>> another form of Chase card. I really like the ability to monitor my
>>>>>> account that they give me.
>>>>> Couldn't you keep the card and tell them that you want to switch to
>>>>> cash back?
>>>> It would be a different card. Mine is called a United Mileage Plus
>>>> Explorer.
>>> Chase has a fabulous selection of credit cards and over the years I
>>> have found their customer service to be top notch.

>>
>> And they charge high fees too!

>
> Chase pays _me_.
> But I pay off my bill every month.
>


I pay all my credit card bills off each month. I am flying from
Singapore to Tokyo and from Tokyo home to way-south Texas on miles from
my Chase card and about $75 in taxes. One checked bag is free and I
have priority boarding on all United flights I purchase with my Chase card.

--
From somewhere very deep in the heart of Texas

sf[_9_] 21-12-2014 05:30 PM

don't forget to activate your Chase card
 
On Sat, 20 Dec 2014 22:53:45 -0800, "Julie Bove"
> wrote:

> And they charge high fees too!


They could charge 50% and I wouldn't care because it's paid off at the
end of the month. We get card offers all the time for 12-18 months of
no interest charges and that's how we make big purchases and pay them
off over time, interest free.

--
A kitchen without a cook is just a room

sf[_9_] 21-12-2014 05:31 PM

don't forget to activate your Chase card
 
On Sun, 21 Dec 2014 08:56:09 -0500, S Viemeister
> wrote:

> Chase pays _me_.


That's the idea!

--
A kitchen without a cook is just a room

Kalmia 21-12-2014 05:48 PM

don't forget to activate your Chase card
 
On Saturday, December 20, 2014 10:38:38 PM UTC-5, Don Wiss wrote:
> On Sat, 20 Dec 2014, Kalmia > wrote:
>
> >Downside: I read about a reclusive woman whose body was found many months after she died. It seemed that autopay kept the utilities going etc. and no one ever checked on her.

>
> Well, my tenants would notice if I were dead. The garbage wouldn't get
> taken out. My mail would pile up at the top of the first flight of stairs
> where they leave it. Then the smell. I leave my doors open. The smell would
> go down the stairwell into their hall.
>
> >Dont' get me wrong - I have a lot of things on autopay too - but NOT the credit card as that amount can vary widely from month to month.

>
> True. That is why I have the credit card come out of my savings account.
> You do have to be careful. You are limited to six savings account
> electronic debits per month before they charge you a fee. Hence I do all
> savings to checking transfers at the ATM.
>
> Don. www.donwiss.com (e-mail link at home page bottom).


I guess I'm lucky. No limit on the number of autopayts. with MY bank.

Why aren't you making the transfers by phone or online? Anything to save driving somewhere, is my motto.

Don Wiss 21-12-2014 06:09 PM

don't forget to activate your Chase card
 
On Sun, 21 Dec 2014, Kalmia > wrote:

>On Saturday, December 20, 2014 10:38:38 PM UTC-5, Don Wiss wrote:


>> True. That is why I have the credit card come out of my savings account.
>> You do have to be careful. You are limited to six savings account
>> electronic debits per month before they charge you a fee. Hence I do all
>> savings to checking transfers at the ATM.

>
>I guess I'm lucky. No limit on the number of autopayts. with MY bank.


Nope. The limit of six electronic debits from a savings account is a
federal regulation. There is no limit from a checking account.

>Why aren't you making the transfers by phone or online? Anything to save driving somewhere, is my motto.


I don't own a car. I walk or bicycle. I do pay my quarterly real estate
taxes by online transfer. But making transfers still requires paying
attention to the bills coming in. With auto pay they can be ignored, until
I periodically reconcile my accounts. Like I'm doing right now for the past
half year.

Don. www.donwiss.com (e-mail link at home page bottom).

Kalmia 21-12-2014 09:12 PM

don't forget to activate your Chase card
 
On Sunday, December 21, 2014 1:09:06 PM UTC-5, Don Wiss wrote:
> On Sun, 21 Dec 2014, Kalmia > wrote:
>
> >On Saturday, December 20, 2014 10:38:38 PM UTC-5, Don Wiss wrote:

>
> >> True. That is why I have the credit card come out of my savings account.
> >> You do have to be careful. You are limited to six savings account
> >> electronic debits per month before they charge you a fee. Hence I do all
> >> savings to checking transfers at the ATM.

> >
> >I guess I'm lucky. No limit on the number of autopayts. with MY bank.

>
> Nope. The limit of six electronic debits from a savings account is a
> federal regulation. There is no limit from a checking account.
>
> >Why aren't you making the transfers by phone or online? Anything to save driving somewhere, is my motto.

>
> I don't own a car. I walk or bicycle. I do pay my quarterly real estate
> taxes by online transfer. But making transfers still requires paying
> attention to the bills coming in. With auto pay they can be ignored, until
> I periodically reconcile my accounts. Like I'm doing right now for the past
> half year.
>
> Don. www.donwiss.com (e-mail link at home page bottom).


Don't run a CAR? You MUST be in the bucks, then. Ha. (Are you single? Paying child support? I know some interesting single women....)

All my autos are pulled from checking. A savings is just that - not my working funds.

Julie Bove[_2_] 21-12-2014 11:46 PM

don't forget to activate your Chase card
 

"S Viemeister" > wrote in message
...
> On 12/21/2014 1:53 AM, Julie Bove wrote:
>> "Boron Elgar" > wrote
>>> On Fri, 19 Dec 2014 22:08:21 -0600, Janet Wilder >
>>> wrote:
>>>> On 12/19/2014 7:19 PM, sf wrote:
>>>>> On Fri, 19 Dec 2014 19:09:06 -0600, Janet Wilder >
>>>>> wrote:
>>>>>> Even if I don't want to accumulate air miles any more, I'll switch to
>>>>>> another form of Chase card. I really like the ability to monitor my
>>>>>> account that they give me.
>>>>> Couldn't you keep the card and tell them that you want to switch to
>>>>> cash back?
>>>> It would be a different card. Mine is called a United Mileage Plus
>>>> Explorer.
>>> Chase has a fabulous selection of credit cards and over the years I
>>> have found their customer service to be top notch.

>>
>> And they charge high fees too!

>
> Chase pays _me_.
> But I pay off my bill every month.


I don't know about that but their ATM fees are so high I would never bank
with them.


Julie Bove[_2_] 21-12-2014 11:47 PM

don't forget to activate your Chase card
 

"sf" > wrote in message
...
> On Sat, 20 Dec 2014 22:53:45 -0800, "Julie Bove"
> > wrote:
>
>> And they charge high fees too!

>
> They could charge 50% and I wouldn't care because it's paid off at the
> end of the month. We get card offers all the time for 12-18 months of
> no interest charges and that's how we make big purchases and pay them
> off over time, interest free.


But don't you ever use the ATM?


Julie Bove[_2_] 21-12-2014 11:51 PM

don't forget to activate your Chase card
 

"Kalmia" > wrote in message
...
> On Saturday, December 20, 2014 10:38:38 PM UTC-5, Don Wiss wrote:
>> On Sat, 20 Dec 2014, Kalmia > wrote:
>>
>> >Downside: I read about a reclusive woman whose body was found many
>> >months after she died. It seemed that autopay kept the utilities going
>> >etc. and no one ever checked on her.

>>
>> Well, my tenants would notice if I were dead. The garbage wouldn't get
>> taken out. My mail would pile up at the top of the first flight of stairs
>> where they leave it. Then the smell. I leave my doors open. The smell
>> would
>> go down the stairwell into their hall.
>>
>> >Dont' get me wrong - I have a lot of things on autopay too - but NOT the
>> >credit card as that amount can vary widely from month to month.

>>
>> True. That is why I have the credit card come out of my savings account.
>> You do have to be careful. You are limited to six savings account
>> electronic debits per month before they charge you a fee. Hence I do all
>> savings to checking transfers at the ATM.
>>
>> Don. www.donwiss.com (e-mail link at home page bottom).

>
> I guess I'm lucky. No limit on the number of autopayts. with MY bank.
>
> Why aren't you making the transfers by phone or online? Anything to save
> driving somewhere, is my motto.


Reg D only allows 6 transfers. If you make more than that you are hit with
huge fees. I learned this the hard way. I thought my car payments were set
up for automatic with my husband's bank. Nope. And he then refused to pay
so I had to. I didn't have enough money in checking so I paid it from
savings. I was hit with two fees. One for the payment and one for the
$5.95 charge that Ford credit hit me with just for making the payment!

Most people won't ever have to pay this because most people are not stupid
enough to put their direct deposit into savings. My money does go into
checking. Husband's does not. Autopayments do not count. Our mortgage is
an autopayment.


S Viemeister[_2_] 22-12-2014 01:16 PM

don't forget to activate your Chase card
 
On 12/21/2014 6:46 PM, Julie Bove wrote:
>
> > wrote in message
>> On 12/21/2014 1:53 AM, Julie Bove wrote:
>>> And they charge high fees too!

>>
>> Chase pays _me_.
>> But I pay off my bill every month.

>
> I don't know about that but their ATM fees are so high I would never
> bank with them.


I just use them for the credit card. My checking/ATM card is with
another bank which charges NO ATM fees, even for withdrawals from
foreign banks.


sf[_9_] 22-12-2014 03:29 PM

don't forget to activate your Chase card
 
On Sun, 21 Dec 2014 15:47:10 -0800, "Julie Bove"
> wrote:

>
> "sf" > wrote in message
> ...
> > On Sat, 20 Dec 2014 22:53:45 -0800, "Julie Bove"
> > > wrote:
> >
> >> And they charge high fees too!

> >
> > They could charge 50% and I wouldn't care because it's paid off at the
> > end of the month. We get card offers all the time for 12-18 months of
> > no interest charges and that's how we make big purchases and pay them
> > off over time, interest free.

>
> But don't you ever use the ATM?


No.

--
A kitchen without a cook is just a room

Becca EmaNymton 22-12-2014 10:33 PM

don't forget to activate your Chase card
 
On 12/21/2014 11:48 AM, Kalmia wrote:
> On Saturday, December 20, 2014 10:38:38 PM UTC-5, Don Wiss wrote:
>> On Sat, 20 Dec 2014, Kalmia > wrote:
>>
>>> Downside: I read about a reclusive woman whose body was found
>>> many months after she died. It seemed that autopay kept the
>>> utilities going etc. and no one ever checked on her.

>>
>> Well, my tenants would notice if I were dead. The garbage wouldn't
>> get taken out. My mail would pile up at the top of the first flight
>> of stairs where they leave it. Then the smell. I leave my doors
>> open. The smell would go down the stairwell into their hall.
>>
>>> Dont' get me wrong - I have a lot of things on autopay too - but
>>> NOT the credit card as that amount can vary widely from month to
>>> month.

>>
>> True. That is why I have the credit card come out of my savings
>> account. You do have to be careful. You are limited to six savings
>> account electronic debits per month before they charge you a fee.
>> Hence I do all savings to checking transfers at the ATM.
>>
>> Don. www.donwiss.com (e-mail link at home page bottom).

>
> I guess I'm lucky. No limit on the number of autopayts. with MY
> bank.
>
> Why aren't you making the transfers by phone or online? Anything to
> save driving somewhere, is my motto.


My grandmother wanted to pay all of her bills, in person and she wanted
a receipt, since she never learned how to drive, I would drive her. I am
like you, but I would not argue with her, she was my grandmother.

Becca



jmcquown[_2_] 22-12-2014 10:46 PM

don't forget to activate your Chase card
 
On 12/22/2014 10:29 AM, sf wrote:
> On Sun, 21 Dec 2014 15:47:10 -0800, "Julie Bove"
> > wrote:
>
>>
>> "sf" > wrote in message
>> ...
>>> On Sat, 20 Dec 2014 22:53:45 -0800, "Julie Bove"
>>> > wrote:
>>>
>>>> And they charge high fees too!
>>>
>>> They could charge 50% and I wouldn't care because it's paid off at the
>>> end of the month. We get card offers all the time for 12-18 months of
>>> no interest charges and that's how we make big purchases and pay them
>>> off over time, interest free.

>>
>> But don't you ever use the ATM?

>
> No.
>

The discussion is about the Chase credit card, right? I have yet to
figure out where the ATM enters into it.

Most people seem to be a tad more savvy than you-know-who. High ATM
fees? Don't use the ATM. Not being happy with them as a bank? How
about don't bank there.

Jill

[email protected] 22-12-2014 10:53 PM

don't forget to activate your Chase card
 
I got a debit card from Chase and I told the woman I'd never used an ATM, she said she hadn't either.


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