"Dave Smith" > wrote in message
...
> MoM wrote:
>
>>
>> > We are officially retired!
>> > Now we can start travelling and I can do more experimental cooking!
>> > Woopee!
>> > MoM
>> Thanks!
>>
>> Jim get's his first Oct 1. We won't apply for CPP till he turns 65.
>
> I plan on applying for CPP at 60. You get a little less if you start
> collecting early, but the way it was explained to me at a retirement
> seminar is that are ahead collecting it early if you live past 77. I will
> play the odds and collect early. My wife started collecting it this year
> and it's a nice supplement.

Well the way I figure it you might be dead by the time 65 comes so best to
get it now!!
>