On Thu, 13 Dec 2018 12:28:06 -0500, Dave Smith
> wrote:

>On 2018-12-13 11:52 a.m., wrote:
>> On Thu, 13 Dec 2018 08:31:22 -0700, U.S. Janet B. >
>
>>> my leaves are under snow. Our neighbors had one of their trees fall on
>>> their roof because trees around here were mostly still loaded with
>>> leaves when the wet sticky snow and wind came through. I worried
>>> yesterday that one of the tree cutters and roofers was going to slip
>>> and fall off the roof because of the ice and snow. I can hear chain
>>> saws going all around us for several days now. This weather is way
>>> too early for us.
>>> Janet US
>>
>> It's never a good idea to have a large tree that were it to fall it
>> can reach your house... there are plenty of very attractive small
>> trees... red bud forest pansy will do well on the shady side:
>
>I have two huge maple trees in my front yard. About 5 years ago a very
>large branch snapped off and landed on my roof. The adjuster than came
>out to see it said she had been sent out about a branch but this one was
>more like a large tree. Thank goodness for insurance because it did
>$24,000 damage. They did my roof, fascia, soffits, eaves troughs and
>repaired a hole in the exterior wall.
>
that's about right, neighbors said the insurance was going to pay
$21,000 for their new roof.