On 2017-07-23 5:31 PM, Bruce wrote:
> On Tue, 18 Jul 2017 08:23:19 -0700 (PDT), John Kuthe

>>> I imagine her bad choices would include running up so much credit card
>>> debt that she had to get a consolidation loan. 31% interest on the
>>> consolidation loan????? Holy crap.... another bad choice. If she has
>>> that much debt it will likely take more than 3 years to pay it off so it
>>> is going to be more than double the principle.
>>
>> Yep, debt can easily become an EVIL MONSTER!! That's why I try to eschew it at every opportunity!! Cash on the barrelhead is best!
>
> We get the picture, John. You may sit down.

He eschews debt by having his loan applications rejected.