On Sat, 12 Dec 2015 18:16:20 +1100, Xeno >
wrote:

>On 12/12/2015 2:36 PM, Bruce wrote:
>> On Sat, 12 Dec 2015 13:33:31 +1100, Xeno >
>> wrote:
>>
>>> On 12/12/2015 6:48 AM, John Kuthe wrote:
>>>> On Friday, December 11, 2015 at 1:29:34 PM UTC-6, sf wrote:
>>>>> On Fri, 11 Dec 2015 10:47:44 -0800 (PST), John Kuthe
>>>>> > wrote:
>>>>>
>>>>>> Yes they are. They expect you to pay and pay and pay, but they never want to pay you back!! I just had my 10 year old used 1994 Dodge Caravan destroyed by a guy who had Progressive insurance, and they only gave me $650-ish for it!! I was rebuilding that damn vehicle, just put $200 into windshield wiper work, and $900 into brakework a few monthls back, had a rebuilt transmissions in it, new radiator, $800 paint job, etc. LOTS of restorative work! But because Progressive only goes by some crap we call the "blue book valuation", I don't get nearly as much money as what Baby was worth to me!!
>>>>>>
>>>>>> Evil scammers, insurance is!! :-(
>>>>>>
>>>>> That's how insurance works. You didn't need collision on a car that
>>>>> old, just liability. Consider what they gave you down payment on a
>>>>> new vehicle.
>>>>>
>>>> **** off with what evil insurance corporations tell me things are worth to ME!
>>>>
>>>> And I do not buy "new" automobiles. 30% depriciation value just because you drove it off the dealer's lot! HA!!
>>>>
>>>> John Kuthe...
>>>>
>>> But then you aren't pouring $$$ into an old hack just to keep it on the
>>> road.
>>
>> I've been doing that for years. It's a matter of esthetics. Most of
>> the time, when I see my car at a parking lot, I think it's the best
>> looking one of the lot.
>>
>I was more thinking of comparing TCO of a new car compared to a used old
>one. Compare equivalent distance covered, etc... and new trumps old
>every time. For instance, just put front disc pads into my car for the
>first time since buying it new - cost $80. I replaced 4 tyres at 60,000
>km, total cost fitted and balanced $750. I've done 50,000 kilometres on
>the new tyres and they are only half worn at 115,000 kilometres. Apart
>from twice annual fixed price servicing, that's been my total payouts.
>Of course you can then factor in depreciation, reg and insurance but,
>overall, it sure beats what J Kuthe has been outlaying on his. Should I
>mention that I have no hesitation in doing a trip of 3,000 kilometres
>without batting an eyelid. Doesn't sound like J Kuthe could comfortably
>do that. Anyway, the Caravan wasn't reliable from new! ;-)

You look at it with the left side of the brain. I look at it with the
right side of the brain. Like this:
https://www.youtube.com/watch?v=zjxz90hLYtw

--
Bruce