On Wed, 07 Oct 2015 07:58:21 -0400, Gary > wrote:

>Cindy Hamilton wrote:
>>
>> On Monday, October 5, 2015 at 9:01:40 AM UTC-4, graham wrote:
>>
>> > As you know, in Canada we have a public funded system. My D-I-L had an
>> > emergency c-section and one twin spent 3 weeks in the NICU and the other
>> > is still there after 6.5 weeks.
>> > I dread to think what that lot would have cost them on your side of the
>> > border.
>>
>> It all depends on your insurance policy. We've got health insurance
>> through my husband's employer. He was hospitalized for three days.
>> We never saw a bill. I frankly have no idea what the hospital billed.
>
>Just guessing but a fairly good guess. If I was hospitalized with no
>insurance for 3 days, it's at least $1000 per day and probably more
>depending on what they do or test you for.

I spent about 8 hours in the ER this past summer, walked into a low
tree limb and got a good rap on my forehead and didn't think much of
it but instead concentrated on my shin because I tripped on a small
stump, which is how I rapped my head, my shin was bleeding profusely
and I was out in the back field with my tractor. All I had for
applying pressure was a roll of paper towels. When th eblood slowed
to a light seep quickly got in the tractor and headed home in high
gear. I got into the shower and sway how I peeled back the first
layer of skin, about a 2" X 2" square attached at one side like a
flap. Finally I got th eblood to stop, applied an antibiotic salve
and bandaged it, wasn't serious so I figured I'd just rest awhile. All
of a sudden the room began to spin and I felt like throwing up. I
phoned the walk in clinic in town and they told me to get to the ER. I
waited for the room to stop spinning and I drove 25 miles to the
hospital. They ran all kinds of tests, had me hooked up to all kinds
of wires, did an x-ray and scan of my head, nothing broken but all the
tech saw in my head were images of her big boobs without her bra. They
kept me a few more hours for observation and sent me home, didn't even
rebandage my leg. They said I had a mild concusion and to see my
primary care doctor... their bill was $2,200. Between Medicare and my
AARP insurance I didn't have to pay a dime. My AARP prmium is $160 a
month (I pay extra because I have their F Plan which in NYS has no
deductible or co-pay for Dr/Hosp visits), well worth it, covers my Rx
too except for my deductible and co-pay which isn't very much... my 90
days of regular Rx costs me $134.83, without that insurance my meds
would run me minimally $1,349.50 for 90 days, and more for a one time
Rx at a local pharmacy... these days a typical few days course of
antibiotics can easily run $150, some a lot more... with insurance
those one time Rx run me $1.50-$3.50... costs me more for gas to drive
into town. I can't understand people not buying medical insurance,
but then, many don't pay for food these days, they opt to dine at food
banks and with food stamps... but they all have cash for cigs, booze,
and other sundry entertainment, including internet, HDTV full menu
cable, and smart phones. I see the no account sluts in Walmart all
the time, ugli women dressed to the nines, dripping in bling, fresh
from the hair dresser decked out in weave, a big cart filled with
porterhouse, shrimp, lobster tails, top of the line everything all
paid with food stamps... and right alongside a Sharpton looking dude
dressed in pimp's clothing buying the beer, cigs, and tons of top o'
the line cosmetics for cash. Then they leave the parking lot in a new
Mercedes. And there I am worked hard all my life with my cart filled
with cat food, cans of spam, Bushes beans, and a bag of spuds, paying
with green, and leaving the parking lot in my 1991 wheels wearing
Carhartt clothes more than 10 years old. I must be doing something
wrong... but then I sleep nights knowing I didn't sell my ass like
that ho who'll soon be traded in for a newer model, likely her
fourteen year old slut daughter, 'cause it's worth it for a weave.

>> We have to pay a portion of the insurance premiums. IIRC, it's $150
>> per month, which includes prescriptions. If he were uninsured, I'm
>> confident he'd pay more than $150/month just for his meds. My
>> thanks to all of his co-workers who don't use their benefits.
>
>It's not just his co-workers on the same policy, it's all the people
>worldwide that use the same company and don't claim much. Insurance
>companies make a fortune overcharging everyone for health insurance.
>Some customers develope large and expensive health problems and they
>win. Most people pay each year and don't claim much. They pay for the
>sicker ones.
>
>Without insurance, most everyone would be screwed except the very
>rich.