On 10/7/2015 7:58 AM, Gary wrote:

> It's not just his co-workers on the same policy, it's all the people
> worldwide that use the same company and don't claim much. Insurance
> companies make a fortune overcharging everyone for health insurance.
> Some customers develope large and expensive health problems and they
> win. Most people pay each year and don't claim much. They pay for the
> sicker ones.

That's the definition of insurance.

nancy