On Monday, October 5, 2015 at 7:41:18 AM UTC-5, Gary wrote:
> Julie Bove wrote:
> >
> > "Janet B" wrote:
> > > Whatever works is good. Prescriptions are too costly and anything
> > > that helps with the cost is good. I have no problem with my regular
> > > insurance preferred drugs and the amount I pay ($3). But when you are
> > > working your way through your deductible you want to pay as little as
> > > possible.
> > > Janet US
> >
> > I can't see why you would say that. I want to meet the deductible as soon
> > as possible. Then I pay less! However, the deductible does not apply to my
> > prescriptions.
>
> People with the so called "good" insurance policies don't have a clue
> as to how health insurance works. These are private corporations in
> business to make a PROFIT. They don't pay your medical expenses out of
> their pockets ever. If you are getting out more than you pay in,
> someone else is paying for you.
>
> Up until the last 10 years, I always had medical insurance but each
> year we never met the deductible. We filed for insurance but then we
> always had to pay the full bill.
>
> Company paid insurance, which I used to have, paid for the premiums
> each month...a very good company benefit. But I still had to pay for
> the deductible. Never got that high. I paid all my medical bills and
> the company spent a fortune paying the monthly premiums.
>
> Then I started my own business and had to get personal insurance vs
> group insurance. Much more expensive for less benefits. I signed up
> with BC/BS with a "subscriber and one minor" policy.
>
> It was reasonable in the beginning. This was 1986. $80 a month to
> cover my daughter and I and $100 deductible.
>
> I finally HAD to cancel the insurance about 14-15 years later. It had
> gone way out of control.
>
> Each year or so, they would raise my monthly premium or raise my
> deductible- Even though we never got a penny back from them....we
> never met the annual deductible. We would file for the insurance, get
> a letter saying it was applied to the deductible, then I had to pay
> the doctor.
>
> Anyway, at the end of the time period, when I quit, my deductible was
> $750 and my new premium was going to be $425 per month. Big
> difference in 15 years...from 80 month 100 ded... to 425 month and 750
> ded.
>
> When I quit them - and I had to...I literally could not afford it
> anymore, I added up what I had paid them in premiums all those years.
> About $45,000. I paid them that much and they never paid a penny for
> any medical expenses. Do you see a problem here? I sure do.
>
> Bottom line here. All you folks that can get prescriptions for only a
> few dollars and get doctor visits for for 10-20 per visit. Medical
> care is not that inexpensive. Someone is paying for your cheap prices
> if you aren't paying for it in high monthly premiums.
>
> If I have to go to a doctor right now, just a basic GP visit will cost
> me about $100. When I tell them I have no insurance, I'm treated like
> a bum until I reassure them that I have money and will pay for the
> visit that day.

Yet you are so brain dead that you vote Republican.

--Bryan