Julie Bove wrote in rec.food.cooking:

>
> "cshenk" > wrote in message
> news
> > Julie Bove wrote in rec.food.cooking:
> >
> > >
> >>"Dave Smith" > wrote in message
> > > ...
> >>> On 2015-02-18 10:56 AM, jinx the minx wrote:
> > > >
> >>> > > > Which ain't gonna happen with only a 2 year junior college
> >>> > > > degree.
> >>> > > >
> >>> > > Yep, that was rather my point.
> >>> > >
> >>> > > Jill
> >>> >
> >>> > Not to mention no math, no history, no pre-college track classes
> >>> > in high school whatsoever. It's really no wonder why a career at
> >>> > KMart was a better option than college for her. Something has
> >>> > to give!
> >>> >
> > > >
> > > >
> >>> Career? It was the best she ever attained, and it didn't last very
> >>> long.
> > >
> > > 17 years isn't very long?
> >
> > It is. If you also got whatever they have towards stocks, 401K etc
> > savings, you will have something more to show for it because of the
> > longevity.
>
> I did well for myself way back on the stocks. I didn't think that
> what I had was a 401K. I even asked about it when I retired. I was
> told that I didn't have to roll the money over so I spent it on
> furniture and appliances when we moved to Cape Cod. But when I filed
> my taxes, I learned that it was! I was penalized, and ****ed. I
> called the people in charge and they told me that they had changed
> the plan at some point. Apparently not only was I not notified but
> nobody else in my store. I was the only person to have put any money
> into that plan from my store because it was not a guaranteed safe
> plan. I could have lost or gained money but if I gained, I would
> have gained more than with the other plans. I only put a very small
> percent in there each week for a few years, figuring that the amount
> was so small that it wouldn't matter if I lost. Turned out that I
> lost by not rolling it over which I would have done had I known.

Happens. I had to cash one out and it was a painful sticker shock
later when tax time came. I did know I would have a penalty but not
that it would be as much as it was. I missed rolling another over in
time so will have to carry it with that company until withdrawal time
but that's ok.

>
> I still have a pension coming to me. Technically I could get it now
> but I will wait until I am older because I will get more. It won't
> be a lot but to me, something is still better than nothing. I
> retired about a month before they did away with the pension plan as
> it had been. So I was lucky.

Yes, they used to be really decent when Sam ran it. hen he died, his
kids destroyed it.

> My husband is already getting military retirement and is back working
> for the military as a civilian. So if he puts in 5 or more years
> with that, which he very likely will, he will get a pension from that
> as well.

Grin, works well! I ended up contractor after my 26 years Navy but I'm
ok with it.

> People can poke fun if they want. I did try to get other jobs but at
> that point in time, nobody could give me the benefits that I had.

No need to poke holes. Sometimes you can't get the same bennies at the
nexy place.


> When I retired, I had 5 weeks off per year of paid vacation, I think
> it was 6 days of sick leave...maybe 7, and one personal day off per
> year. I had good medical and dental insurance and life insurance
> that I didn't have to pay for. And I had been there for so long that
> it was highly unlikely I'd be fired or laid off. They were laying
> off some of the management but I wasn't high enough up the ladder for
> that to have happened. My retirement was forced in that I got
> married and moved to another state. In past years they would have
> made an effort to find me a suitable job on Cape Cod. But they
> stopped doing that.

5 weeks seems a bit much. 3 normal with a good company. 4 at some.


> > None of us are lawyers and I suspect most just make ends meet.
> > According to most of what I see on the internet, it's really the job
> > swappers who lose out in the long run. Swapping up if you have the
> > skills can be good, but steady work that matches your skills wins in
> > the long run.
>
> And lawyers don't necessarily make a lot of money. The ones I know
> do not. In one instance, they are both blind. A married couple. So
> they pay people to do some work for them that they wouldn't need to
> have to pay for if they were sighted. The other guy doesn't want to
> handle divorces or go to trial so he basically works for as a legal
> assistant for other lawyers.

Hey, if it works for them, it's ok.

Carol

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