On 8/21/2014 12:42 AM, Julie Bove wrote:
>
> "Mayo" > wrote in message ...
>> On 8/20/2014 8:35 AM, Brooklyn1 wrote:
>>> On Tue, 19 Aug 2014 21:32:19 -0700, "Cheri" >
>>> wrote:
>>>
>>>>
>>>> "Mayo" > wrote in message
>>>> ...
>>>>> On 8/19/2014 7:20 PM, Cheri wrote:
>>>>>>
>>>>>> "Mayo" > wrote in message
>>>>>> ...
>>>>>>> On 8/19/2014 5:23 PM, Cheri wrote:
>>>>>>>>
>>>>>>>> "Mayo" > wrote in message
>>>>>>>> ...
>>>>>>>>> On 8/19/2014 1:46 PM, Cheri wrote:
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>> On 8/19/2014 1:00 PM, Sqwertz wrote:
>>>>>>>>>>
>>>>>>>>>>>> They're
>>>>>>>>>>>> charging you simply because they're greedy *******s.
>>>>>>>>>>>>
>>>>>>>>>>>> -sw
>>>>>>>>>>
>>>>>>>>>> And first in line for a bailout too.
>>>>>>>>>>
>>>>>>>>>> Cheri
>>>>>>>>>
>>>>>>>>> Because we all know less damage would have happened had they
>>>>>>>>> simply
>>>>>>>>> failed, yes?
>>>>>>>>
>>>>>>>> Which has nothing at all to do with being greedy *******s, not
>>>>>>>> giving
>>>>>>>> back to their customers but expecting a bailout when things go
>>>>>>>> wrong.
>>>>>>>> Their fees are ridiculous.
>>>>>>>>
>>>>>>>> Cheri
>>>>>>>
>>>>>>> Giving back what to their customers, less fees?
>>>>>>
>>>>>> Yes, they have raised fees for checking, checks, credit cards, out of
>>>>>> system ATM use etc. I would be nice to lower the fees once in awhile
>>>>>> especially when holding out your hand for bailouts from the
>>>>>> taxpayers.
>>>>>>
>>>>>> Cheri
>>>>>
>>>>> The best thing they could and have done is to quit writing liar loan
>>>>> paper.
>>>>
>>>> You think!
>>>>
>>>> Cheri
>>>
>>> Banks don't fail, people fail...
>>
>> Semantics.
>>
>>> personal debt has grown out of
>>> control... very few people have savings anymore, hardly anyone owns
>>> anything... 95% of late model cars on the road are leased.
>>
>>
>> It would be nice if you had a clue what you're misrepresenting here.
>>
>> http://www.hispanicbusiness.com/2013...tcies_down.htm
>>
>>
>> U.S. Consumer Debt and Bankruptcies Down
>> August 5, 2013
>>
>> https://secure.marke****ch.com/story...ain-2013-05-14
>>
>>
>> WASHINGTON (Marke****ch) — The total amount of debt held by Americans
>> fell again in the first three months of the year and stood at the
>> lowest level since the middle of 2006, the New York Federal Reserve
>> said Tuesday.
>>
>> The steady retreat in household debt is a good sign for the economy.
>> With fewer loans to pay off, Americans are in a better position to
>> spend and drive U.S. growth higher, especially if they become more
>> confident about the future. Many economists have cited weak household
>> finances as a chief cause of the slow U.S. recovery nearly four years
>> after the Great Recession ended.
>>
>> The level of household debt in the first quarter fell by $110 billion,
>> or 1%, to $11.23 trillion, mainly because consumers reduced mortgage
>> balances and used their credit cards less.
>>
>> Household debt is now 11.4% lower versus a peak of $12.68 trillion in
>> 2008.
>>
>> Mortgage debt slid to $7.93 trillion from $8.03 trillion to mark the
>> lowest amount since late 2006. Mortgage debt fell in the first quarter
>> even though more home loans were issued than in the last three months
>> of 2012.
>>
>> Lower interest rates have allowed many homeowners to refinance their
>> mortgages and sharply reduce their monthly payments.
>
> We have a mortgage and two car loans. When and if that owed VA money
> comes in, my car will be paid in full. In the meantime, it likely will
> be paid off early anyhoo. Husband has been paying on his car for longer
> so it is due to be paid off sooner. Daughter will get her car free and
> clear. We owe nothing else to anyone.


You represent the present trend in paying down debt and avoiding adding
more.