On 2014-04-10 4:48 PM, Brooklyn1 wrote:

>>> On a verifiable outage like yours you might only need a list of stuff and
>>> costs - no receipts. Worth a call to your agent.
>>
>> Household insurance usually has a deductible, and the deductible is
>> probably greater than the value of food lost. If that is the only loss
>> she may as well suck it up.
>
> Homeowner policys in the US will cover food lost up to a $50 limit due
> to power outages regardless of deductible or receipts.
>


That is probably a very reasonable amount in most cases. If there is a
short outage you can keep the fridge closed most of the time and most
things will be fine. Mayo, milk and cream might go off in a short time.
Any meats should be used up quickly.

As for the freezer, if you have more than $50 dollars worth of food in
there it should stay frozen for a couple days.

If I have a frozen chicken in the freezer I can put it in the fridge on
Friday to be thawed to cook for Sunday.