"cl" > wrote in message
...
> Nancy2 wrote:
>> On Sep 25, 1:30 am, cl > wrote:
>> Do you know how a debit card works? It's not an ATM card. The site
>> doesn't ask for PIN - I've never been asked for a PIN on an online
>> order. If a site DID ask for one, I wouldn't continue using that
>> site.
>
> I have never used a debit card online so I do not know if they ask for a
> pin or not. I will never use a debit card online anyone who does is stump
> stupid. You are wrong a debit card is an ATM card as it draws money
> directly from an account just like an ATM card does.
>
>> I don't need lessons on how to use my credit union, thanks - although
>> I'm sure you meant well.
>
> Whatever.

Debit card transactions online are exactly the same as credit card. You do
not *ever* have to provide or enter a PIN. The 3 digit security code on the
back, yes -- same as any credit card. Yes, debit cards also function as ATM
cards, yes the money comes out of your account just like an ATM, but they
are not the same as ATM cards. Nancy is correct. And I will reiterate,
Visa backed debit cards are just as safe online as a visa credit card.
Sure, the money comes out instantaneously, which can be a burden, but you
*will* get your money back when you contest the charge with your bank. It's
not the free-for-all you are imagining it to be.

Jinx