On Wed, 06 May 2009 14:07:31 -0500, Andy > wrote:

>maxine said...
>
>> the whole state has had tremors the past week, along with alaska and
>> even one in southeast-central PA. Maybe we should ask if you're ok?
>
>
>maxine,
>
>I was too far from the recent PA earthquake to feel it. 2.0 is very mild
>anyway.
>
>Once, when a housing developer across the valley (maybe 1/2 mile away as
>the crow flies) dynamited something, I felt the ground shockwave shake the
>house a couple seconds later.
>
>Now you want to hear stupid?!? My good friend just bought his first home,
>15 miles from the San Andreas fault and had every excuse under the sun why
>he didn't need earthquake insurance! For the same price he felt he was
>better off with a new 60" plasma TV. That's stupid! [rolling eyes/shaking
>head]
>
>Best,
>
>Andy

If he just now bought his home, earthquake insurance is a toss-up. The
premiums are high, the deductible is WAY high and coverage for
anything other than the house structure is pretty much non existent. I
had earthquake insurance up to the '94 earthquake which just about
broke my insurance company. They argued every charge and nit-picked
every expense and in general screwed us out of every penny they could.
When it came time to renew the new policy looked nothing like the old.
So I didn't renew. It would be cheaper for me to move out of
California than try to collect on the new earthquake insurance
policies.

Ron Kelley