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dms 22-07-2004 02:34 PM

Health insurance for diabetics
 
Great news for diabetics! Now there is a national health plan that will
accept diabetics. I am a licensed agent in Ohio and have not seen a plan
like this.



Mostly Guaranteed issue! Only three declines

1.. Currently pregnant
2.. Current Cancer treatment
3.. Aids, MS


It is NOT a rip-off discount plan. It is a scheduled indemnity plan. That
means it will pay either you or your doctor. So you can go to any doctor
any hospital anywhere in the country.



Dental- included

Vision- included



Drug plan - three tiers, no deductible, no cap.



1.. $10 copay - generic
2.. $20 copay - name brand
3.. $30 copay - non-formulary


Dr. visits



1.. No copay - the company pays $50 per visit. 5 visits per adult. 5
visits for children.
2.. After that there is still a sizable discount for network doctors.


Hospital

Surgery

Anesthesiology All covered up to a high schedule

Testing



If interested, let me know. I'll forward you an application







Lawrence 25-07-2004 09:31 AM

Health insurance for diabetics
 


Alan, wrote:

On Thu, 22 Jul 2004 09:34:14 -0400, "dms"
wrote:

Great news for diabetics! Now there is a national health plan that will
accept diabetics.


Get over it. My employer's health plan has NO PROBLEM with people
with diabetes!


I wonder what would happen when that diabetic requires medical care for a
diabetes-related condition? Would the insurer payoff? Seems doubtful under
the 'pre-existing' clauses in these agreements.

Anyone have any real experience in this area?



Lawrence 25-07-2004 09:31 AM

Health insurance for diabetics
 


Alan, wrote:

On Thu, 22 Jul 2004 09:34:14 -0400, "dms"
wrote:

Great news for diabetics! Now there is a national health plan that will
accept diabetics.


Get over it. My employer's health plan has NO PROBLEM with people
with diabetes!


I wonder what would happen when that diabetic requires medical care for a
diabetes-related condition? Would the insurer payoff? Seems doubtful under
the 'pre-existing' clauses in these agreements.

Anyone have any real experience in this area?




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